7 Moves For Anyone With Extra Cash In Their Checking Account

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Do you have any extra cash in your checking account? It could be $500, $1,000, $5,000, $50,000 or much more. Regardless of the amount, there’s probably better value in putting that money to work.

Like any financially savvy person, you should probably be doing something with that money that helps you. Here are 7 moves that could help that extra cash go as far as possible!

1. This Asset Class Has Outperformed Real Estate And Stocks

You might think that investing in fine art by the likes of Banksy and Andy Warhol is only an option for the ultra-rich. But not anymore.

Masterworks is an investment platform designed specifically for investing in contemporary artwork.

Why? Because, like a fine wine, a piece of fine art can get better — and more valuable — with time.

And maybe because, between 1995 and 2020, contemporary art has outperformed the S&P 500 by 174% — that’s nearly three times the returns — according to the Citi Global Art Market chart.

Masterworks is one of the first art investment platforms, and it’s available by invite only. (Don’t worry; we got you an invitation! skip the waitlist and sign up with Masterworks today) It lets you bypass the hard parts of art collecting, so you can just enjoy the rewards.

2. Get This Rewards Checking Account That Gives You 2% Cashback

You probably use your checking account and debit card on a regular basis to buy things. If your debit card is not giving you cashback you probably want to change that.

The FDIC insured Upgrade Rewards Checking Account will give you up to 2% cashback on common everyday purchases, and 1% cashback on everything else.

There are no ATM fees, no account fees, and no transfer fees.

They will even give you up to a 20% lower rate on loans & credit cards through Upgrade.

Fund your account by linking an account and transferring money electronically or set up direct deposit to have your paycheck deposited. Open an account in under 2 minutes now by clicking right here.

Upgrade is a financial technology company, not a bank. Rewards Checking services provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Personal Loans made by Upgrade’s bank partners. Personal Credit Lines are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

3. Help Protect Your Your Family By Leaving Them Up To $8,000,000

We hate to think about it, but who would make the rent or mortgage payments and who would pay the bills if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Plus, with Ladder, you can actually lock in your rate. As you age and your health declines, you’ll get to keep paying that same low premium.

Ladder offer’s term life insurance policies starting from as little as $4.95 a month, and you can complete the company’s application in 5 minutes. Ladder is 100% digital for coverage up to $3 million which means no medical exams or filling out paperwork! You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ladder today and help ensure your family’s financial future is secure.

$4.95/month pricing is based on 20-year-old female, preferred plus rating with a 10 year term and $100,000 in coverage.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.

4. Invest Like The Wealthy With Just $100 Minimum

Titan is like a hedge fund but it was built for everyone, it manages over $750 million for over 35,000 clients.

And you only need to invest a minimum of $100 to join. They don’t just invest your capital — they explain everything.

Build a portfolio of managed stocks, crypto, real estate, private credit & more. All in one simple platform.

  • Simply enter your name and email to create your account and take a look at all the investing options available.

Titan is a diverse team of veteran Wall Street investors, engineers, operations, investor relations, and product folks. Their employees and advisors have worked at some of the leading institutions in the world.

Your private wealth experience starts now with personalized investing plan & recommendations.

Create an account now in just 3 minutes and take a peak under the hood to decide if you want to invest.

5. Turn The Equity In Your Home Into A Large Sum Of Cash

Are you a homeowner and could use a large sum of cash to do things like make home improvements, pay off debt, or fund something else. You can likely do that — using the equity you’ve already built up in your home. It’s called a cash-out refinance.

You don’t have to wait to finish paying off your mortgage or sell your home to access your equity. You can convert that equity into cash and continue paying off your mortgage with a cash-out refinance.

With New American Funding, you can check your cash-out refinance rate quickly and easily see how much cash you can get. All you need to do is fill out a brief questionnaire with some basic information about your property. Then, the company will show you your offer in two minutes or less. You’ll get a credit score of at least 620 to get approved.

Want to find out how much cash you could get your hands on using your home equity? Simply fill out this brief questionnaire to get your offer from New American Funding today.

6. Your Homeowners/Renters & Auto Insurance Bills Are Probably Too High, Here’s How You Might Reduce It In Minutes

When was the last time you checked your homeowners/renters or auto insurance rate? Don’t you hate being ripped off! Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. You may be able to save up to $947 a year with the company below.

With Liberty Mutual, you could customize your car and home insurance to save $947 a year. It takes just a couple of minutes to check your rate.

You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.

Whether you’re looking for a better rate on home or auto insurance (or both), get a quote right now.

7. Find Out How Much You Cash You Can Get For Your Home In 3 Minutes

If you’ve been thinking of selling your home to cash in, why not find out right now how much you can get without needing to even put your home on the market with a real estate agent. Did you know there’s a way you could receive a cash offer within 24 hours without any broker, or any showings?

Offerpad could give you a competitive cash offer right now. All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.