If you’re in your 60s and have over $100k saved, it might be time to make a couple of these moves.

1. Create Guaranteed Retirement Income For Life (For Those With At Least $50k In Savings)

Earn up to 10.5% a Year and get income for life with an annuity. Most people earn income while working — but far fewer have a plan to guarantee it once they step away. Even a big nest egg can shrink fast when you have no paycheck coming in and years of expenses ahead of you.

So, what exactly is an annuity? It is one of the few tools that can guarantee you never outlive your money. You put in a lump sum (or payments over time), and an insurance company promises to pay you steady, reliable income at a guaranteed interest rate for the rest of your life — no matter how long you live.

With an annuity through Ethos, you can convert a portion of your savings into income that lasts as long as you do.

Annuities are built to deliver:
✔Reliable lifetime income
✔Certain annuities protect your principal and income from market swings.
✔Tax-deferred growth

Get started by answering a few questions right here to see how much income you can create.

2. Get Up To $600,000 Today From Your Home Without Moving, And No Monthly Payments For Up To 10 Years

Your home is likely of high value but it’s hard to access that value unless you sell. But now, there is a new way to access your home equity for cash without needing to move and without monthly payments for up to 10 years. You can use that cash to pay off debt, home improvements, or anything you want.

Hometap might be the solution you’ve been looking for. Hometap invests in your home, giving you cash today, in exchange for a percentage share of your home’s future value. If you qualify, Hometap will give you up to $600k in cash quickly and flexibly.

The process is simple and straightforward. In exchange for its investment, Hometap will share in the upside or downside when you finally decide to sell your home and move out (up to 10 years later). If you decide you want to stay longer than 10 years, you can settle the agreement with Hometap at the end of the term without moving out through a cash payment or refinancing.

Get an estimate of how much cash you might be eligible for. See if you prequalify for a Hometap investment in 2 minutes. You can use the money however you’d like: make home improvements, fund a child’s education or your retirement, eliminate debt … it’s up to you.

3. Protect Your Family With Up To A 5,000,000 Life Insurance Policy (Free Quote in 2 Minutes)

Today might be the best time to lock in life insurance. That’s because the longer you wait to get life insurance, the more expensive it becomes. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need if something were to happen to you.

The life insurance quote process is made fast, easy, and starts online with a life insurance sales agency that’s been doing this for more than 40 years, SelectQuote. You can start the quote process in minutes with, with same-day coverage options available (no medical exams, no blood tests) and personalized term life insurance options based on your family needs. Find up to $5,000,000 in same-day coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With SelectQuote, you’ll simply answer a few questions as part of the online quote process. SelectQuote has helped protect over 2 million families secure term life insurance and has provided over $700 billion in coverage.

Coverage is affordable through SelectQuote, term life insurance policies go higher or lower depending on factors like age, health, and coverage amount.

Get your free quote from SelectQuote now and help ensure your family’s financial future is secure.

4. Only For Business Owners: Get Up to $5,000,000 In Funding To Grow Your Business (Must Have Over $50k+ In Annual Revenue & Over 1 Year In Business)

You could probably use more cash for payroll, expansion, working capital, equipment, or something else you need. Most businesses can make use of extra cash to make more money.

It takes just 2 minutes by answering a few questions to see up to 20 funding options with Fundera.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.

See all your business funding loan options now. Find out right now how much funding Fundera might get your business.

5. Take The Retirement Quiz Featured in Forbes & Get Matched With A Top Financial Advisor

A financial advisor can make a world of difference for just about anyone. And you don’t need to be a billionaire to work with one. From investments, to tax planning, estate planning, retirement planning, and more.

Answer the short questionnaire right here, and the free service from SmartAsset will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll even get a free no obligation consultation. SmartAsset is successfully helping over 50,000+ individuals match with a financial advisor each month.

This has the potential to be hugely beneficial: It’s free to use the SmartAsset service, don’t let the opportunity pass you up. Answer the short questionnaire right here.

6. Don’t Limit Your Future To Investing To Stocks And Bonds: Invest In Assets Like Real Estate & Gold Tax Free

One of the smartest moves you can make in your 50s is opening a self-directed IRA, which allows you to diversify far beyond traditional stocks and bonds. With a self-directed IRA through IRA Financial, you gain access to a broad range of alternative investments like real estate, precious metals, private equity, cryptocurrency, and more—all within a tax-advantaged account. This kind of diversification not only helps protect your retirement from market volatility but also gives you the freedom to invest in assets you know and trust.

IRA Financial provides a simple, transparent flat-fee structure with no hidden charges—an attractive feature for investors looking to maximize returns and minimize costs.

Since 2010, IRA Financial has helped more than 25,000 clients grow their retirement portfolios while keeping more of their money through tax-advantaged strategies. Their reputation is backed by top-tier recognition, including being named among the best self-directed IRAs of 2024 by Bankrate and Forbes Advisor. Whether you’re an experienced investor or just exploring alternatives, a self-directed IRA could be the move that brings greater control and growth potential to your retirement plan.

Find out if you qualify to open your self directed IRA right now right here.