24 Best Money Making Apps
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20 years ago, who could’ve imagined that you’d one day be able to take jobs, earn money, and manage an actual business right from your phone?
Today, our smartphones are capable of almost anything that our computers can handle. If you’re already pulling out your phone to check social media and get up to speed with current events, why not use it to make some extra money too?
Whether you’re looking to earn a little hobby money, pay your phone bill, or launch an actual business, there are plenty of money making apps you can start using today!
Have a little down time in the evenings or on the weekends? By using the Postmates Fleet app, you can deliver food, drink, retail products, and other orders to make some extra money.
Be your own boss! Postmates allows you to pick up delivery gigs on your own schedule, get paid, and choose when you want your money. As there are no fees, you’ll take home 100% of your earnings.
What’s more? Shortly after you sign up with Postmates, you’ll receive a free delivery bag and a prepaid card. Download that app and start earning!
With the Rover app, you can manage your very own pet sitting business.
Rover gives you the freedom to carve out your own schedule and the types of gigs you want. Choose between boarding and sitting services, dogs and cats, small and large breeds. Or you can keep your preferences loose and take on all sorts of gigs!
Ready to get started? Simply create your Rover profile, download the Rover app, accept jobs, and start getting paid!
Through the DoorDash food delivery service app, you can make money using little more than your vehicle!
Here’s how it works. As a Dasher, you’ll be able to choose delivery gigs on your own time via the app’s “Dash Now” feature. The app’s built-in map will show you different orders, what they pay, and their distance from you.
Sign up to be a Dasher, complete jobs, get paid, and cash out when you want to! Pretty easy, right? No lengthy vetting process. No vehicle inspections. Just provide some basic information about yourself and start earning!
Most people are losing money on subscriptions they’ve forgotten about. Truebill will help you find those subscriptions and help you cancel them.
Forgot that you were subscribed to service “X?” Now you know, so cancel and voilá! You’ve just saved a chunk of change, all thanks to Truebill.
And that’s just the beginning. Truebill can also stop you from overpaying on your bills each month, whether it’s cable, your cell phone, internet, or other bills.
The app can actually negotiate your bills for you; and in many cases, it may even be able to get you a lower rate! No more sitting on the phone for hours on end, talking with representatives from dozens of different companies. Download the Truebill app and leave it to them!
With the InboxDollars app, you can get paid for a whole bunch of things you already do every day!
Are you a video junkie? Get paid for watching trending videos. Do you like giving your opinion? Get paid for taking fun little surveys and polls. Do you use search engines to get information? Of course you do — get paid for that!
Download the InboxDollars app for free, and you’ll join a club that has earned well over $50,000,000 in total since InboxDollars started.
In fact, the average Airbnb host makes $924 a month, just by renting out unused space to guests! If you’re curious to see what your potential earnings might look like, check out Airbnb’s free earnings estimate tool.
What’s more is that, as a host, you can use the company’s app for ultimate convenience. You’ll be able to message potential guests, check your calendar and total payouts, request guest payments, manage your listings, and so much more.
Become an Airbnb host, enjoy low fees, and get paid quickly. What’s more is that all of your bookings will be covered by $1,000,000 in damage protection and another $1,000,000 in insurance.
7. Nielsen Panel
You use the internet. Why not earn rewards for simply downloading the Nielsen Panel app and registering your device?
No, seriously, there’s really nothing more to it than that. What the Nielsen Panel app does is report data regarding your internet usage, and it does so without you ever needing to open up the app! It’ll work away silently in the background.
As a result, you could earn rewards that can be redeemed for gift cards to a bevy of different retailers and online stores. Nielsen Panel gives away more than $10,000 in rewards each month!
Download the Nielsen Panel app, register your devices, and start earning points! Nielsen does not collect IDs or passwords; and in fact, all data is reported anonymously.
8. Survey Junkie
If you enjoy taking surveys, you’ll love using the Survey Junkie app.
After you sign up and build out your profile, you’ll be matched with surveys that best match your interests. From there, it’s simple — complete surveys and rack up those points!
You can read our Survey Junkie review to learn more about these different microtasks, the app’s point system, and more.
Hit 1,000 points and you’ll be able to redeem your points for a gift card, or cash out through PayPal.
Sound fishy to you? It’s not. Every time a customer makes a purchase through Rakuten, the company earns a commission. Instead of keeping that commission, Rakuten passes some that money to you.
You can earn up to 40% cashback from over 2,500 stores! You’ll be able to shop as you normally would; and each quarter, you’ll be able to cash out via “Big Fat Check” or PayPal.
And get this — you can download Rakuten mobile app today and receive a $10 bonus!
10. M1 Finance
Through the M1 Finance mobile app, you can put some of your money in the stock market and potentially watch it grow.
The M1 Finance platform allows you to build your own portfolio or “pie” of stocks completely customized to your unique financial goals and preferences.
New to investing? Don’t trust your own judgment? No problem! You can choose one of 100 different expert pies instead and lean on professional expertise, commission-free.
With just $10,000 invested, you’ll also unlock a flexible line of credit at one of the lowest interest rates on the market!
To start, download the Getaround app and list your vehicle. Then, choose your car’s hourly rate and schedule. Getaround does the rest!
But what about potential theft or accidents? No need to fear. The company secures driver record checks and gives approved renters access to your vehicle via a digital key. While your car is in use, the Getaround Connect app tracks the driver’s location.
Plus, every trip is covered with $1,000,000 in insurance!
You might not have a full room or floor to turn into an Airbnb. But what about that extra space in your garage, shed, or closet? With the Neighbor app, you can rent that out too!
There are people in your area who are looking for alternatives to expensive storage units. List your space on Neighbor, set your rate, and earn some extra cash on the side!
It’s free. It’s easy to use. Perhaps most importantly, it’s safe. With Neighbor’s $2M Host Guarantee, you’ll be protected for personal liability and property damage.
13. Worthy Financial
The stock market can be volatile. Many savings accounts have pitiful interest rates. Why not invest in bonds that earn 5% interest through the Worthy Financial mobile app?
You’ll be able to purchase bonds for as low as $10 a piece, earning 5% interest over three-year terms.
Bonds are considered much safer than other investments; and at the very least, they help diversify your portfolio. Plus, you’ll be funding businesses and governments so that you both grow. It’s a win-win for everyone!
While PointClub is largely known for its surveys, it also offers other methods of earning points, such as watching videos, playing games, and downloading other apps. Kill down time waiting at the train station or airport with some of these fun little microtasks!
And check this out — You can earn a $5 bonus just for signing up and using the PointClub app, before you take a single survey!
You spend money on things like coffee, food, shopping, and travel, right? Well, by using the Drop app, you can earn rewards on the items you already buy.
And it’s easy! Just download the Drop app to your smartphone, link the credit and debit cards you use (don’t worry — Drop uses 256-bit encryption to keep your information safe), and start spending. Whenever you reach 5,000 points, you’ll be able to turn them into a $5 gift card.
Check out our Drop review to learn even more about the app’s many perks.
No tedious receipt uploads. No confirming purchases. Just normal, everyday spending!
Guess what? Bills don’t wait for anyone — not you, not your employer. And bank overdraft fees can be $35 or more!
Through the Earnin app, however, you can get your hands on your money before your employer even pays you, so that you don’t end up paying unnecessary fees!
After you sign up, show proof of income and verify your bank account information, you’ll be able to cash out up to $100 per day and up to $500 a week.
Here’s the best part about Earnin — there are no fees! If you do choose to leave a tip, you can also pay it forward for others who are using the app.
Earnin also offers a cashback rewards program that allows you to earn 1 – 10% at thousands of participating stores and restaurants.
But that’s not all. One of Earnin’s chief goals and passions is to help Americans get healthcare at a fair and affordable rate.
Do you have outstanding medical bills? Upload them, and Earnin’s Health Aid team will negotiate them for you or find you a no-interest payment plan.
17. Fetch Rewards
With the Fetch Rewards app, you can earn money whenever you buy groceries.
How does it work? Simply upload your receipts to the Fetch Rewards app as you spend, and the company will give you points for all participating brands and products.
You can also browse through the app’s Special Offer products and earn even more points! Once you’ve hit the 3,000 points mark, you can start redeeming those points for gift cards from over a hundred different brands.
There are some places you visit every day — your local groceries, your major retailers, your popular restaurant chains, and others. You can make money from many of these online and in-store purchases through the Ibotta app.
With Ibotta, you’ll be able to earn money in three different ways: Pay with Ibotta to earn instant cashback, link your loyalty accounts to the Ibotta app for automatic earnings, or upload pictures of your receipts.
With nearby store alerts, Ibotta will even let you know when you’re close to a participating retailer! Read our full Ibotta review to learn more.
19. Instacart Shopper
Are you the kind of shopaholic who would gladly shop for others, too? Well, through the Instacart Shopper app, you can shop for others and actually make money!
As a full-service shopper, you’ll be charged with the task of assembling the order and delivering it to the customer’s home. As an in-store shopper, you’ll simply assemble the order and prepare it for pickup. In either case, you’ll get to choose your own schedule and get paid quickly!
Sound like fun? To get started, download the Instacart Shopper app, complete your profile, and pick up new shopping gigs!
There are plenty of fitness and weight loss apps floating around in the app store, but how many of them help you make money?
Enter HealthyWage, an app that allows you to bet on your weight loss. You can take up a personal challenge, setting up a goal and timeframe; or you can team up with others and raise the stakes!
While you will need to put a little of your own money on the line, the potential winnings are far higher than your contribution. This is because HealthyWage makes a lot of its money from corporate and government clients who want to see creative weight loss solutions!
Got your team ready? Sign up, download the HealthyWage app, and start shedding those pounds!
Everyone knows you can make money by investing in real estate. But many people assume they don’t have the funds for it.
Well, check this out — with the Fundrise app, you could get a Starter Portfolio for just $500!
The experts at Fundrise will invest your money across a wide range of different properties, where it can potentially grow. Fundrise claims that their investors see roughly 8.7% – 12.4% historical annual returns.
And when you use the Fundrise app, you’ll be able to see exactly where your money is going, and monitor any gains or losses!
Want to make money performing simple microtasks, like watching videos and filling out surveys?
Through the Swagbucks app, you’ll collect points that can be redeemed as gift cards or as good old cash! And that’s not it — you’ll even get access to savings and cashback when you shop at participating stores.
Swagbucks has paid its members more than a whopping $400,000,000, and gives out more than 7,000 gift cards every day. Become a Swagbucks member, download the app, and you’ll enjoy a free $10 signup bonus!
Check out our Swagbucks review to learn more!
23. CIT Bank
You can make more money simply by moving your money into a savings account that earns more interest!
CIT Bank offers all-online banking solutions with a mobile app that allows you to monitor activity, deposit checks, and more!
But get this — with CIT Bank’s Savings Builder account, you can earn interest at a rate that is roughly 20x the national average. Yeah, you read that right.
It only gets better. With CIT Bank, there are no account opening fees and no maintenance fees.
Sign up for your account, download the CIT Bank app, and make contributions of $100 a month (or keep a $25,000 balance) to earn the account’s highest interest rate!
Unless you’ve been living under a rock for the past decade, you’ve heard about the steady rise of cryptocurrency.
Many people have already made big money by investing and trading crypto; and with Binance, you may be able to do the same! But you may also lose money, as crypto investing or trading is risky.
Binance is one of the largest crypto trading platforms in the world, and the company’s mobile app allows you to trade virtual currency right from the palm of your hand.
Download the Binance app, create and set up an account, and you’ll be able to buy and sell virtual coins with a tap of your smartphone.
While you’ll need your own money to invest in crypto, the platform has some of the lowest trading fees on the market.
There are also no charges for deposits, and the platform offers its users 24/7 support!
What Apps Make You the Most Money?
While you may be able to earn money on all of these apps, some will make you more money than others.
Survey and video watching apps have low earning potential overall. They may only be good for a few hundred bucks a year, but offer a fun way to fill down time!
Cashback and rewards apps have decent earning potential, allowing you to earn a little money each time you shop.
Service apps (such as delivery) might earn you a few thousand dollars each year, or more (depending on your schedule), and can make great side hustles.
Renting apps (that let you list your extra space or car) have higher earning potential as well, allowing you to make several thousand dollars or more each year — depending on what you’re offering.
Then there are the investing apps that can be volatile. Given enough time in the market and a significant investment, you may make a ton of money! But you might also lose money.
There Are Many Legit Apps That Make You Money
With a handful of great money making app ideas, what’s stopping you from using your smartphone to rake in some extra cash?
Whether you’re looking to earn passive income while you work or whether you’re looking for an engaging activity that will keep you busy during your down time, there are so many different apps to choose from.
Download a few of these money making apps and put that smartphone to good use!