10 Powerful Wealth Moves People Should Know Before Turning 50

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Making smarter decisions today can really payoff big. You likely know this, and that’s why you’re reading this. No more time to waste, so let’s jump right in.

It’s a great time to make moves for anyone in their 40s. Whether it’s retirement or your financial future next week, here are 10 top moves.

We always think we know best, but sometimes there are options right in front of us that could help us more than we’ve imagined.

1. Take This Retirement Quiz & Max Out Retirement Contributions

Take advantage of catch-up contributions to retirement accounts such as 401(k)s and IRAs to put as much as possible in your retirement savings.

If you want to do this or if you’re currently doing this, it probably makes sense to at least talk to a professional and see if they can add value.

A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms to cater to anyone’s financial situation. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.

If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the retirement quiz right here that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.

Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future

If you have a portfolio value of over $50,000, take the retirement quiz right here.

2. Protect Your Family With An Extra $2,000,000 In Life Insurance Coverage

If there are important things you do today, make sure this is on the list because one of the most important things you can do for the wealth of your family is to protect them. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 could go a very long way.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible before it gets too expensive or you forget about it and it becomes too late. It’s also best to get higher coverage than you think you need, because people underestimate how much cash they actually need. Don’t put off protecting your family’s future any longer.

Life insurance is made fast, easy, and entirely online with Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

3. Free Yourself From Debt

If you have debt, you know the ridiculous interest rates are like robbery, and the stress sucks.

And the truth is, unless you take action, it wont get better.

If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief could be a huge help. Their representatives might be able to assist you with debt consolidation and can help you pay up to 30% less than you owe.

Since 2009, National Debt Relief has successfully helped more than 550,000 people get out of debt. And you have nothing to lose by letting National Debt Relief tell you how they can help you and find out how much it can save you. You get a free consultation.

Just answer a few short questions to find out if you qualify. It only takes 30 seconds right here.

4. Get Your Vehicle Protected From Costly Repairs

Nobody likes it when their check engine light comes on, especially when your car is out of warranty. That can mean expensive auto repairs.

There is a company called CarShield that could help you avoid those expensive auto repairs. They have covered over 2 million cars on the road and have paid over $1 billion in administrator claims. They have been serving customers for almost two decades and are highly rated on Google.

CarShield provides auto warranty plans to save drivers money on covered car repairs. They offer plans covering parts like your engine, transmission, drive axle, brake system, air conditioner, water pump, alternator, fuel pump, power windows, radiator, suspension, electrical, and more.

You provide basic information about your vehicle to CarShield, and they will help you find the best plan options for your vehicle and budget. Choose your coverage level and protection plan. You will be amazed by the affordability and flexibility of their service plans. They offer coverage options that fit every budget.

Head to Carshield to get protected and find out if you can save money now.

5. For Business Owners: Get Your Business All The Cash It Needs (Up to $5,000,000)

Think you got enough cash for your business? That’s great. Think you might need more? Check how much you qualify for now.

Fundera could help your business get to the next level. Fundera will show you a list of multiple funding options for your business in 2 minutes, so you can choose what’s best for you.

After you answer a few questions, Fundera will show you a list of your potential lending options in one place. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

If your company has over $50,000 in yearly revenue and been in business at least 2 years, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera.

Find out right now how much funding Fundera might get your business.

6. Get Yourself In The Best Shape

How many diets have we all tried? Ready to stop dieting? Start Noom, an award-winning weight loss program designed by psychologists.

Noom uses the latest in proven behavioral science to empower people to take control of their health for good.
Through a combination of psychology, technology, and human coaching, the Noom platform has helped millions of its users meet their personal health and wellness goals.

While Noom started with weight management, now they’re working to expand their behavior change platform to help people with chronic and non-chronic conditions, such as stress and anxiety, hypertension, and diabetes, and build a healthier world for all.

Start by taking the Noom quiz and get a free trial right here.

7. Help Protect Your Dog Or Cat With Pet Insurance

We love our dogs and cats and want the best for them. We know that talking care of them can be expensive, and vet bills can add to that expense. Did you know that insurance company Lemonade now offers pet insurance for cats and dogs?

Lemonade offers a digital experience that allows users to get coverage in seconds and have their claims approved in minutes. Lemonade has a 4.9 star rating out of 5 stars in the App Store. The company also offers multiple discounts for policyholders, including a 10% bundle discount, 5% multi-pet discount, and a 5% discount for paying annually.

Coverage includes: wellness exams, diagnostics, procedures, medication, vaccines, blood tests, heartworm test, routine dental cleaning, fecal or internal parasite test, and flea/tick or heartworm medication.

Things like your pet’s age and breed (among other things) can affect the cost of pet insurance. Get a free pet insurance quote for your cat or dog now.

8. Your Car Lease Coming To An End But Want To Keep Your Car?

Meet Lease End, they’ve helped thousands of people end their lease and keep their car.

If you can’t stand to let your leased car go – or just want a good deal on a used car you’re already familiar with – you can buy out your lease and keep your car. Lease End will find a monthly payment that fits your budget and takes any coverage costs into account.

Just enter your license plate number and see how Lease End can help you.

9. Refinancing Your Car Could Save You An Extra $115 A Month

You could save $115+ a month on your car loan. What would you do with extra money in your wallet each month?

Refinancing your car loan just means replacing your current car loan with a new loan that has better terms.

Caribou make this easy and its done online. Share minimal information and Caribou will find competitive pre-qualified loan options in minutes.

Like an offer you found? Great! Seal the deal by selecting your loan offer and start saving money!

Check you rates right here!