Another hour of scrolling probably won’t change much. But some of the apps and websites you could be checking instead might help you earn extra rewards, get more from your savings, find financing, or finally knock something useful off your to-do list.

Here are eight worth checking out.

1. Get Paid to Play Games? Freecash Makes Your Screen Time More Rewarding

If you’re already spending your downtime playing mobile games, Freecash gives you a chance to potentially earn rewards while doing it. Users can earn through available games, surveys, app offers, and other activities.

Some gaming offers, for example, reward you for downloading a game and reaching certain milestones. What you can earn varies by the offer, your location, and whether you complete all the requirements, but that’s part of the appeal: you can browse first and decide what’s actually worth your time.

It’s not a replacement for your paycheck. Think of it as a way to potentially turn some of the hours you’d normally spend scrolling or gaming into something more rewarding.

See what you could earn on Freecash.

2. $20,000 Sitting in Savings? This Is Why Your APY Matters

Having money in savings is great. Having it sit in an account earning next to nothing? Maybe not so great.

Raisin lets you compare savings products from participating banks and credit unions in one place. That can include high-yield savings accounts and CDs, giving you an easy way to see whether your cash could be earning more.

Here’s a simple example: $20,000 earning 0.50% APY would generate roughly $100 in interest over one year, while the same $20,000 at 4.00% APY would generate roughly $800, assuming the rate remained unchanged and ignoring compounding differences. That’s about a $700 difference for money you already had saved.

Rates change, so those numbers are examples rather than current Raisin offers.

Sign up for Raisin right here to see what rates are actually available today.

3. Tired of Bots and AI Slop? This New Platform Is Betting on Real Humans

If you’re tired of feeds filled with recycled posts, bots, and content that doesn’t feel like it came from an actual person, Voiced is trying something different.

VOICED is a publishing platform built around authenticity and real humans. You can publish quick thoughts or longer articles, discover what other people are writing, and even browse a marketplace to shop, all without needing to start your own blog.

And here’s what makes it particularly interesting right now: access isn’t wide open. VOICED is currently opening the platform to its next 10,000 users.

If you’ve got something to say, or simply want to see what a more human-centered platform looks like, claim your spot on VOICED while access is available.

4. One Surprise Vet Bill Can Cost Thousands—Here’s One Way to Prepare

Nobody expects their dog to swallow something it shouldn’t or their cat to suddenly need emergency care. Unfortunately, unexpected veterinary bills can get expensive.

Lemonade Pet Insurance offers coverage that may reimburse eligible veterinary expenses for covered accidents and illnesses, depending on the policy you select. That can potentially turn a large covered vet expense into a more manageable out-of-pocket cost after your deductible and reimbursement terms are applied.

The important time to consider pet insurance is before something happens. Pre-existing conditions and other exclusions can apply, along with waiting periods, deductibles, and coverage limits.

See what Lemonade Pet Insurance could cost for your dog or cat right here.

5. Your Next 20 Minutes Could Be Worth More Than Another Scroll

How many little 10- or 20-minute gaps disappear into your phone every week? InboxDollars offers another way to use some of them.

Members can potentially earn cash from eligible activities such as surveys, games, offers, and other online activities. Individual rewards may be small, but someone who consistently uses otherwise wasted downtime could accumulate rewards over time.

For example, even averaging a hypothetical $3 of completed eligible activities a day would add up to about $90 over 30 days. That’s just an illustration, not an earnings promise, and actual opportunities and earnings vary significantly.

See what earning opportunities are currently available on InboxDollars.

6. Need $10,000 or More? Here’s How a Personal Loan Actually Works

A big expense doesn’t always arrive when you have the cash ready for it. That’s where a personal loan can potentially come in.

Upstart is an online lending marketplace connecting consumers with participating banks and credit unions. A personal loan generally gives you money upfront that you repay over a set period, with interest and potentially fees. Depending on the lender, personal loans can be used for things such as consolidating debt, home improvements, medical expenses, moving costs, and other large expenses.

For example, someone carrying $15,000 across several credit cards might investigate whether consolidating that debt into one personal loan could simplify repayment. Whether it actually saves money depends on the new loan’s APR, fees, and term compared with the existing debt.

See what personal-loan options may be available through Upstart right here before deciding whether borrowing makes sense.

7. Could $25,000 or $250,000 Help Your Business Make Its Next Move?

Sometimes the thing holding a business back isn’t demand. It’s having enough cash at the right moment.

BusinessLoanSelector.com helps business owners explore potential financing options for needs such as equipment, inventory, expansion, renovations, and working capital.

Imagine a contractor who could take on $50,000 in additional work but needs $20,000 of equipment first, or a retailer that wants to stock up before its busiest season. Financing can potentially bridge that gap, but the cost of borrowing has to make sense relative to the opportunity.

Loan amounts, approvals, rates, fees, and terms vary by provider and borrower. See what business-financing options may be available through BusinessLoanSelector.com right here.

8. Love Pet Videos? You Might Lose an Hour to This App (The TikTok For Animals)

Some downtime doesn’t need to make you money. Sometimes you just need dogs doing ridiculous things.

Furreelz is built for people who can’t resist pet content. Instead of digging through a general social feed to find the animal videos you actually want, you’ve got a destination centered around pets.

And you can upload your pet videos on the app.

So if your friends already know you’re the person who’s going to send them three dog videos before breakfast, this one’s pretty self-explanatory.

Download Furreelz and see what you find.

Bonus: What Would Your Family Do Without Your Paycheck?

It’s an uncomfortable question, but an important one if someone else depends on your income.

Ladder offers term life insurance designed to provide coverage for a set period. If the insured person dies while an eligible policy is active, the death benefit can help beneficiaries handle expenses such as housing, everyday bills, childcare, and other financial obligations.

Think about a family relying on $75,000 of annual income. Losing that income isn’t just about funeral expenses. It could affect years of mortgage payments, groceries, childcare, and other everyday costs. That’s why life insurance coverage can reach hundreds of thousands of dollars or more, depending on someone’s needs and circumstances.

See what Ladder coverage may be available to you and what it could cost right here.

Bonus 2: Paying Too Much for Car Insurance? A Few Minutes Could Tell You

Car insurance is one of those bills that’s easy to put on autopilot. But if you haven’t compared your rate recently, spending a few minutes getting another quote could be worthwhile.

Lemonade Caroffers auto insurance with an online-first experience that lets drivers get a quote and manage their policy digitally. Depending on where you live and your individual details, your price can vary based on factors insurers use to determine rates.

Here’s why it’s worth checking: even a hypothetical $30 difference per month would equal $360 over a year. That doesn’t mean you’ll save $30 a month—or save at all—but it shows why comparing your current premium against another quote can matter.

See what Lemonade Car could cost you right here and compare the quote with what you’re paying now.