Regardless of how the economy is doing at any given moment, there are opportunities we all can take to do better.

Here are 4 moves people in their 40s can make in minutes that have big potential impact.

1. Get Up To $250,000* Cash At A Lower Interest Rate If You’re A Homeowner

If you’re in need of a large sum of cash for any reason, maybe to consolidating debt, make an improvement to your home, or make a large purchase, you could use your home to get a home equity line of credit instead of using a high interest credit card or other higher interest loans. You could use the cash for almost anything and potentially save a lot of money in interest payments.

Check your rates now right here with Upstart in minutes and find out how much cash you might be able to receive (loans range from $26,000 – $250,000*).

A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.

Upstart could help you get the cash you need quickly using a home equity line of credit. Check right here.

*Upstart Mortgage offers HELOCs from $26K-$250K. The exact amount you may borrow depends on what you qualify for based on your application information.
All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873.

2.Protect Your Family With Up To A 3,000,000 Life Insurance Policy (This Is A Must & As Low As $1 A Day!)

If there’s one thing on your list of things to do today, do this before you forget. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

3. Get Up to $5,000,000 In Funding For Your Company & Make More Money (Must Have Over $50,000 In Annual Revenue & Been In Business At Least 1 Year)

Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses would say hell yes they can make use of extra cash to grow and make more money.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a great chance of getting funding.

It takes just 2 minutes (with no impact to your credit score) to check how much cash you can get with Fundera by Nerdwallet right now. Just enter some basic info about your company. Enter some basic info about your company on the Fundera by Nerdwallet website, and check how much funding you can get from up to 20 different funding options. It has a 4.5 out of 5 star rating on Trustpilot, which is an excellent rating.

Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use.

Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you.

See all your business loan options now. Find out right now how much funding Fundera might get your business.

4. Don’t Pay For Expensive Car Repairs

Car repairs are expensive — and they always seem to happen when you least expect it. Endurance helps protect you from high repair costs with vehicle protection plans that cover major systems after your factory warranty expires.

With Endurance, you’re covered for big-ticket repairs like engine breakdowns, transmission failures, air conditioning issues, electrical system malfunctions, and even complicated tech repairs like backup cameras and GPS systems. Plus, every plan includes 24/7 roadside assistance, towing, rental car coverage, and even trip interruption benefits if your car breaks down away from home.

Skip the stress of surprise repair bills. Get a free quote right here from Endurance today and drive with confidence knowing you’re protected against some of the most expensive car repairs out there.