In 2025, the people getting ahead financially aren’t just earning more — they’re making smarter decisions with the money they already have.

Whether you’re growing a business, building a side hustle, or just trying to make your paycheck stretch further, these five financial moves can help you build wealth, lower your tax bill, and protect your future. The best part? You don’t have to be super rich to get started.

1. At Any Age: Open This Investment Retirement Account To Invest In Assets Like Real Estate, Gold, Cryptocurrency Tax Free

One of the smartest retirement moves you can make is opening a self-directed IRA, which allows you to diversify far beyond traditional stocks and bonds. With a self-directed IRA through IRA Financial, you gain access to a broad range of alternative investments like real estate, precious metals, private equity, cryptocurrency, and more—all within a tax-advantaged account. This kind of diversification not only helps protect your retirement from market volatility but also gives you the freedom to invest in assets you know and trust.

IRA Financial provides a simple, transparent flat-fee structure with no hidden charges—an attractive feature for investors looking to maximize returns and minimize costs.

Since 2010, IRA Financial has helped more than 25,000 clients grow their retirement portfolios while keeping more of their money through tax-advantaged strategies. Their reputation is backed by top-tier recognition, including being named among the best self-directed IRAs of 2024 by Bankrate and Forbes Advisor. Whether you’re an experienced investor or just exploring alternatives, a self-directed IRA could be the move that brings greater control and growth potential to your retirement plan.

Open your self directed IRA right now right here in a few minutes online.

2. Get Up to $5,000,000 In Funding To Grow Your Business (Must Have Over $50,000 In Annual Revenue & Have Been In Business At Least 1 Year)

Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses can make use of extra funding to grow and make more money.

Check how much cash you can get with a few clicks on the Fundera website right now. Just enter some basic info about your company.

Over 85,000 companies have secured more than $2.5 billion.

The Fundera service is free to use. It will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes.

Find out right now how much funding Fundera might get your business.

3. Get Matched With A Top Financial Advisor With Ease (Not Just For The Super Rich)

If you have over $50,000 in your portfolio (it could be cash, stocks, bonds, or combination of all 3), then proceed to take the free retirement quiz and get matched with up to 3 financial advisors.

This quick and easy tool from SmartAsset helps you connect with vetted fiduciary advisors and get a free, no-obligation consultation. Whether you’re nearing retirement or just starting to plan, expert guidance can make a big difference.

Managing a portfolio over $50k comes with real responsibility—and real opportunity. From optimizing your tax strategy to balancing growth and income needs, a professional advisor can help you make informed decisions that support your goals. The SmartAsset quiz takes just a few minutes and asks a few key questions about your financial situation, timeline, and preferences. Based on your answers, it matches you with advisors who are well-suited to guide your retirement planning.

There’s no cost to get matched or take the quiz, and the consultation with each advisor is completely free. This is your chance to gain clarity and confidence about your financial future—without pressure or obligation. Ready to take the next step toward retirement security? Click the right here and take the free quiz to get matched with up to 3 fiduciary financial advisors today.

4. Invest In Gold With Big Tax Advantages

For a long time, the wealthy have been aware that gold is one of the top ways to safeguard their money. Investing in gold is a straightforward way to diversify your portfolio.

Do you have at least $10k in one bank account balance? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.

A company named Birch Gold is a leading dealer of physical precious metals in the United States. They can help you set up a gold IRA with ease. With a gold IRA, investing in gold can be as easy as investing into stocks.

Right now they have a promotion that you can get up to $10,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $10,000 in free precious metals and ask any questions you can think of!

Get your free info kit and free phone consultation right here.

5. Get Reliable Income In Retirement. You Could Beat The Bank With Fixed Annuity Rates As High As 6%

Annuities are a powerful financial tool that can provide a steady and reliable income stream in retirement. Unlike traditional savings accounts or investments that may fluctuate with market conditions, annuities offer guaranteed payments that help people manage expenses with confidence. Whether you opt for an immediate annuity that begins payouts right away or a deferred annuity that grows tax-deferred over time, this financial product can provide financial stability and peace of mind.

One of the biggest advantages of annuities is their ability to generate lifelong income. Additionally, annuities can offer tax advantages, allowing your money to grow without immediate tax burdens until withdrawals begin. Some annuities also include features like inflation protection or beneficiary benefits, adding extra layers of security for both you and your loved ones.

At Annuity.org you can check your rates in 3 easy steps:

Step 1: Submit a form: Annuity products vary from state to state. Your basic information helps Annuity.org select the annuity products that are available to you.

Step 2: Free consultation: Based on your state they will match you with their annuity experts. They will review products and help you select the right annuity.

Step 3: Custom contract: Their experts will then prepare your custom annuity investment and guide you through the purchase and funding process.

Annuities can serve as a low-risk complement to other investments such as stocks, bonds, or real estate. Fixed annuities, in particular, provide stability with guaranteed interest rates, while indexed annuities offer growth potential linked to market performance without the risk of losing principal. No matter your financial goals, annuities can help secure a retirement plan that aligns with your lifestyle and income needs.

Get your free quote today at Annuity.org right here.

6. Business Owners: Make it easy for customers to choose you

People on Yelp are looking to spend their money with the right local businesses. Claim your page to show them what you’re all about.

And right now for a limited time sign up and get a free $300 in ad credit right here.

80+ million people visit Yelp each month to find restaurants, home services, and other businesses.

83% of users hire or buy from a business they found on Yelp.

Over 60,000 new requests for quotes, consultations or other messages are sent to businesses on Yelp every day.

7. Use This Platform To Generate Potential Passive Income If You’re An Accredited Investor

Are you an accredited investor? An accredited investor meets one of the following three requirements: 1) Has an annual income of at least $200,000, or $300,000 if combined with a spouse’s income; 2) Holds a valid Series 7, 65, or 82 license; 3) Has a net worth of $1 million or more, excluding the value of a primary residence.

If you’re an accredited investor, Yieldstreet offers help to grow and protect your wealth by adding assets in the private market like real estate, private credit, and private equity to your portfolio.

Led by a team of seasoned professionals, their team of 25+ investment professionals analyze billions of dollars in deals each year — approving less than 10% of all opportunities they evaluate.

Sign up in 2 easy steps:

• Sign up and confirm you are an accredited investor by uploading required documents of proof.
• Begin exploring investment opportunities with minimums of $10,000 or more

$3.9 billion has been invested on the platform since Yieldstreets inception.

You can sign up here in under 60 seconds.