6 Big Moves Homeowners In Their 50s Could Make Right Now

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For homeowners, the right financial move at the right time can make a meaningful difference. Whether you’re looking to unlock your home’s value, protect your family, or strengthen your long-term finances, these are 6 things worth checking now.

1. Get Up To $600,000 From Your Home Without Touching Your Mortgage (With No Monthly Payments)

You can get up to $600,000 from your home in one lump sum cash payment with a home equity investment. There are no income or employment requirements, no monthly payments that you need to make, and no perfect credit score needed. Your current mortgage is kept and not touched.

You can prequalify in 2 minutes by entering your address on the next page and answering some basic questions about your home right here. You’ll be able to see how much cash you could get.

You can use the money however you’d like — home improvements, fund retirement, paying down debt, funding a business, or something else — it’s up to you.

Hometap invests in your home, giving you cash today, in exchange for a percentage of your home’s future appreciation. You get the funds for up to 10 years. In exchange, Hometap shares in your home’s change in value. In some situations, you could owe less than you received.

See how much cash you can get by entering your address right here.

2. Protect Your Family With Up To A 3,000,000 Life Insurance Policy (As Little As $1 A Day)

What would happen if something were to happen to you? If there’s one thing on your list of things to do today, do this. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

3. Borrow Cash From Your Home At A Lower Interest Rate

If you own a home, there’s a good chance you’ve built up significant equity over the years — and that equity could be one of the cheapest ways to borrow a large sum of cash when you need it.

New American Funding has 300 branches across the United States and offers home equity lending options that may let homeowners borrow a large sum of cash against the equity they’ve already built at a potentially lower rate than many other borrowing options. Because the loan is secured by the equity you already own, the rate could be significantly lower than what you’d expect from other types of financing.

It’s a simple online process, and checking your rate takes just a few minutes. If you own a home and want to put your equity to work, this is one of the fastest ways to access cash at a potentially lower rate.

See what rate you could get and how much you could borrow — check your rate with New American Funding in just a few minutes.

Click right here to check now.

New American Funding NMLS ID #6606 Equal Housing Opportunity

4. Check Your Mortgage Refinance Rates Online In Minutes

Interest rates are changing all the time. For a number of people it makes sense to see if mortgage refinancing can save them money.

By refinancing with New American Funding, you could potentially save thousands of dollars each year on your home payments. Here’s how it works — you find a new home loan that, ideally, has a lower interest rate and better terms, and then use it to replace your current home loan. Sounds simple enough, right?

With New American Funding you get a 5 year rate protection pledge, which means if rates drop, you can refinance with no fees (terms apply). Check your rates now right here in minutes by answering a few questions and find out how much cash you might be able to get.

New American Funding has funded over $70 billion in home loans since 2010. They have over 300 branches across the United States and there is no minimum credit score to get approved with New American Funding.

Find out if a mortgage refinance can save you money with New American Funding now by clicking right here!

New American Funding NMLS ID #6606 Equal Housing Opportunity

5. Get Up to $5,000,000 In Funding To Grow Your Business

So many homeowners are also business owners. You could probably use more cash for payroll, expansion, working capital, equipment, or something else you need. Most businesses can make use of extra cash to make more money.

It takes just 2 minutes by answering a few questions to see funding options with NerdWallet Small Business.

Over 85,000 companies have secured more than $2.5 billion through NerdWallet Small Business. The service is free to use and there’s no impact to your credit score.

See pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you.

See all your business funding loan options now. Find out right now how much funding NerdWallet Small Business might get your business.

6. Create Guaranteed Retirement Income For Life That Compounds Tax Deferred (For Those With At Least $50k In Savings)

Get income for life with an annuity. Most people earn income while working — but far fewer have a plan to guarantee it once they step away. Even a big nest egg can shrink fast when you have no paycheck coming in and years of expenses ahead of you.

So, what exactly is an annuity? It is one of the few tools that can guarantee you never outlive your money. You put in a lump sum (or payments over time), and an insurance company promises to pay you steady, reliable income at a guaranteed interest rate for the rest of your life — no matter how long you live.

With an annuity through Ethos, you can convert a portion of your savings into income that lasts as long as you do.

Annuities are built to deliver:
✔Reliable lifetime income
✔Certain annuities protect your principal and income from market swings.
✔Tax-deferred growth

Get started by answering a few questions right here to see how much income you can create.

Bonus #7. Diversify Beyond The Stock Market With Real Estate, Gold, And More

Eligibility note: Willow Wealth investments are available to accredited investors — generally individuals with $200,000+ in annual income ($300,000+ joint) or $1,000,000+ in net worth (excluding primary residence).

Want to access investments outside of stocks and bonds?

Willow Wealth is a private markets investing platform with over 500,000 members and more than $6 billion invested through the platform. You can invest across real estate, private credit, private equity, and more — either by selecting your own investments or letting them manage a portfolio for you.

You can get started investing through the platform with as little as $10,000.

Private markets can behave differently than stocks and bonds across market cycles, which may help smooth out the swings in your portfolio. Signing up to explore what’s available is free.

See what private markets could add to your portfolio — get started with Willow Wealth today right here.

Before You Leave…

Sitting On Home Equity?
Access Up To $600,000 In Cash With No Monthly Payments

Tap into your home’s equity with no monthly payments to make.

Get funds for what matters to you.

★ Trusted by homeowners nationwide — Hometap

See How Much You Could Access →