If you’re a homeowner in California, you might have a lot of money tied up in your home since home prices have risen so rapidly over the last decade. But what if you need access to a large amount of cash?

You might want to pay off debt, fund an investment or business opportunity, fund a child’s education, make home improvements, or do something else that would require a decent amount of money, but don’t want to sell your home to do so. A home equity line of credit could be of help to you, by enabling you to turn your home equity into a large amount of cash.

If you want to access $25,000 to $250,000 in cash for virtually any reason, you could use your home to get a home equity line of credit with Upstart instead of using a high interest credit card or other higher interest loan options. This could save you a ton of money in larger interest payments.

A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.

Upstart is a leading marketplace that has originated $42 billion for 3 million customers. Rates start at just 6.52% APR.

And you can check your rate now right here with Upstart in minutes and find out how much cash you could get.

See How Much Cash You Can Get

*Upstart Mortgage offers HELOCs from $26K-$250K. The exact amount you may borrow depends on what you qualify for based on your application information.

All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873.