6 Powerful Early Retirement Moves People In Their 30s Could Make Today
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Your 30s is an exciting time. You’ve got the world in the palm of your hand.
Wherever you’re now, you have time to make things even better. The power is in your hands.
Here are 6 things that could be a game changer.
1. Protect Your Family With Up To A 3,000,000 Life Insurance Policy (This Is A Must & As Low As $1 A Day!)
What would happen if something were to happen to you? If there’s one thing on your list of things to do today, do this. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.
The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate in your 30s as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.
Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.
With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.
Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.
Get your free quote from Ethos today and help ensure your family’s financial future is secure.
Invest in the Future: One Super App, Three Massive Industries
If you like early-stage investing, this might be the most exciting opportunity you’ve seen in a bit.
VOICED is a super app combining three of the biggest sectors in tech:
- Social Media
- E-commerce
- Fintech
Together, these markets are projected to be worth over $7.5 trillion — and VOICED is tapping into them.
Post articles, share updates, shop from local and global brands, even access financial products like insurance and mortgages — all in one place. You can even sell your own products or services inside the app marketplace as well.
Available now on iOS and Android, and the web, VOICED already has thousands of users and growing.
But here’s the kicker: you’re not just invited to use it —
👉 You can invest in it with as little as $100
Whether you invest $100 or $10,000, this is a rare shot to get in early on a live, fast-scaling platform.
3. Get Up to $5,000,000 In Funding To Grow Your Business (Must Have Over $50,000 In Annual Revenue & Have Been In Business At Least 1 Year)
Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses can make use of extra funding to grow and make more money.
Check how much cash you can get with a few clicks on the Fundera website right now. Just enter some basic info about your company.
Over 85,000 companies have secured more than $2.5 billion through Fundera.
The Fundera service is free to use. Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes.
Find out right now how much funding Fundera might get your business.
4. Open A Self-Directed IRA (Investment Retirement Account) To Invest In Assets Like Real Estate, Gold, Cryptocurrency Tax Free
One of the smartest retirement moves you can make is opening a self-directed IRA, which allows you to diversify far beyond traditional stocks and bonds. With a self-directed IRA through IRA Financial, you gain access to a broad range of alternative investments like real estate, precious metals, private equity, cryptocurrency, and more—all within a tax-advantaged account. This kind of diversification not only helps protect your retirement from market volatility but also gives you the freedom to invest in assets you know and trust.
IRA Financial provides a simple, transparent flat-fee structure with no hidden charges—an attractive feature for investors looking to maximize returns and minimize costs.
Since 2010, IRA Financial has helped more than 25,000 clients grow their retirement portfolios while keeping more of their money through tax-advantaged strategies. Their reputation is backed by top-tier recognition, including being named among the best self-directed IRAs of 2024 by Bankrate and Forbes Advisor. Whether you’re an experienced investor or just exploring alternatives, a self-directed IRA could be the move that brings greater control and growth potential to your retirement plan.
Open your self directed IRA right now right here in a few minutes online.
5. Get The Free Banking & Accounting Software Built For Business Owners, Freelancers, And Those With Side Hustles To Make Life Easier
Managing your finances can be a big task when you are your own boss. Fortunately, there’s a company that has built an all-in-one banking solution for the self-employed. Found offers an online bank account, along with bookkeeping, taxes, and other financial tools, to help self-employed individuals grow their businesses. It’s free to sign up, with no credit check, no minimum balance, and no required monthly fees. Deposits are insured up to $250K through their banking partner, Piermont Bank.
- Business bank account, debit card, no credit check, no minimum balance, and no required monthly fees. Free to sign up.
- Banking, taxes, bookkeeping – all in one place
- Real-time expense tracking and categorization with easy receipt capture
- Simplify tax season with automated tax saving, write-off tracking, and the option to pay taxes directly from Found (Schedule C filers only)
- Customize and send professional invoices in seconds for free
- Integrates with popular business apps, including Quickbooks, PayPal, and Stripe
- Sign up in minutes. No credit check. No minimum balance and no required monthly fees.
Ready to take your self employed banking to the next level? Sign up for an account here for free in under 5 minutes.
Disclaimer: Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. Found’s core features are free. Found also offers an optional paid product, Found Plus for $19.99 / month or $149.99 / year.
6. Invest In Gold Super Easily: Gold Might Sound Boring But It Has Proven To Be A Great Investment For Decades
For a long time, the wealthy have been aware that gold is one of the top ways to safeguard their money. Investing in gold is a straightforward way to diversify your portfolio.
Do you have at least $10k in one bank account balance? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.
A company named Birch Gold is a leading dealer of physical precious metals in the United States. They can help you set up a gold IRA with ease. With a gold IRA, investing in gold can be as easy as investing into stocks.
Right now they have a promotion that you can get up to $10,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $10,000 in free precious metals and ask any questions you can think of!
Get your free info kit and free phone consultation right here.
7. Get Matched With A Top Financial Advisor With Ease (Not Just For The Super Rich)
If you have over $50,000 in your portfolio (it could be cash, stocks, bonds, or combination of all 3), then proceed to take the free retirement quiz and get matched with up to 3 financial advisors.
This quick and easy tool from SmartAsset helps you connect with vetted fiduciary advisors and get a free, no-obligation consultation. Whether you’re nearing retirement or just starting to plan, expert guidance can make a big difference.
Managing a portfolio over $50k comes with real responsibility—and real opportunity. From optimizing your tax strategy to balancing growth and income needs, a professional advisor can help you make informed decisions that support your goals. The SmartAsset quiz takes just a few minutes and asks a few key questions about your financial situation, timeline, and preferences. Based on your answers, it matches you with advisors who are well-suited to guide your retirement planning.
There’s no cost to get matched or take the quiz, and the consultation with each advisor is completely free. This is your chance to gain clarity and confidence about your financial future—without pressure or obligation. Ready to take the next step toward retirement security? Click the right here and take the free quiz to get matched with up to 3 fiduciary financial advisors today.