5 Moves That Could Be Made When There’s An Extra $5,000 In The Bank


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Got some extra cash laying around? An extra $5,000? $20,000? $50,000?

Well you’ve got more options than ever when it comes to potential ways to help that money grow. Let’s get right to it:

1. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer)

man in white t-shirt carrying boy

Kelli McClintock on Unsplash

The truth is you likely love your family more than anything, doesn’t about $1 a day seem like a small price to help protect them? You’d probably be willing to spend more than that. And if you wait, it’ll likely cost more, because life insurance gets more expensive as you get older.

For around $1/day, you can get $250,000 in term coverage through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount. You can complete the company’s application online in 5 minutes.

You’ll simply answer a few health questions as part of the online application. Coverage ranges from $100,000 – $2,000,000 with Ethos.

This is one of the smartest moves you can make to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. It’s something no one likes to think about.

Ethos, lets you apply online in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs.

Get your free quote from Ethos now and help ensure your family’s financial future is secure. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

*Sample quote based on 20 yr term for a 40 year old healthy non-smoking male

2. Get A Top Financial Advisor To Help You Reach Your Money Goals

man woman in a business meeting


There is no better time to plan for your financial future than right now (especially with the current economy).

And a professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a 1 minute, and in most cases you’ll be offered a free consultation. WiserAdvisor is America’s oldest and largest independent network of prescreened financial advisors. They can match you with an advisor if your portfolio size is $50k or greater.

This has the potential to be hugely beneficial: Take a minute to fill out the short questionnaire now.

3. Think About Potential Investments Outside of Stocks And Real Estate

neon art


When you think about investing you probably think about stocks and real estate. You might think that investing in art by the likes of Banksy and Andy Warhol is only an option for the ultra-rich. But not anymore.

The ultra-rich have bought and sold blue-chip art as a “side hustle” for centuries, creating a $1.7 trillion asset class in the process. But now, investors on this platform have used it to get proceeds from more than $45 million in sales, realizing annualized returns on their investment of 10.4%, 13.9%, and even 35%.

These success stories were all made possible by Masterworks, the nearly $1 billion Assets Under Management platform for art investing. By qualifying every offering with the SEC, Masterworks has unlocked this exclusive market for everyday savvy investors, at just a fraction of the cost.

It’s easy to get started, but new opportunities can sell out in just minutes. Fortunately, readers can skip the waitlist and sign up with Masterworks today.

See important disclosures at masterworks.com/cd

4. Try This Instead Of Using High Interest Credit Cards

man siting on the couch using laptop

Malte Helmhold on Unsplash

If you want cash to do something like pay off debt, make a home improvement or make any other kind of purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

5. Evaluate How You’re Investing For The Future With A Top Financial Advisor

man sitting at table using laptop


What if there are investment opportunities you don’t know about, or tax savings you’re not aware of? What if you could benefit from better retirement planning? Maybe you can take your financial life to the next level.

A registered financial advisor (that is legally bound to work in your best interest) could point these things out to you, and more. If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds, or other assets) this free service (which is America’s oldest and largest independent network of prescreened financial advisors) will instantly match you with fiduciary financial advisers to choose from.

There’s no obligation to sign up with anyone, so take advantage while you can to learn more. Maybe you’ll find a financial advisor you really like or at the very least you might learn something you didn’t know. Ask the questions you’ve been thinking of on your free call.

Just answer a few questions and instantly get matched with up to 3 advisors to choose from. Again, there is no obligation to sign up with anyone.