Your 40s can feel like standing at a crossroads: a blend of wisdom from years of experience and the thrill of new opportunities.

This decade is a pivotal time to redefine your path, especially in the realm of business and personal growth.

Let’s dive into strategic actions that can transform your professional and personal life. Whether you’re a seasoned business owner or seeking to maximize your potential, these moves could drive the potential to move things to the next level.

1. Get Up to $5,000,000 In Funding To Take Your Company To The Next Level (Must Be In Business At Least 1 Year With $50k+ In Yearly Revenue)

Think you got enough cash for your business? That’s great. Think you might need more for payroll, expansion, working capital, equipment, or something else? Most businesses can make use of extra cash to make more money.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue and been in business at least 2 years, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.

Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

See all your business loan options now. Find out right now how much funding Fundera might get your business.

2. Get A Financial Pro On Your Team Today (This Isn’t Just For Billionaires)

Do you have a financial advisor to help you make big money moves (from investments, to tax planning and more)? Why not?!

If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the 2-minute short questionnaire right here, and the free service from WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll even get a free no obligation consultation. WiserAdvisor has successfully helped over 100,000+ individuals like you match with a financial advisor.

This has the potential to be hugely beneficial: It’s free to use the WiserAdvisor service (and takes 2 minutes) if you have a portfolio over $50k, don’t let the opportunity pass you up. Answer the short questionnaire right here.

3. Protect Your Family With A $2,000,000 Life Insurance Policy (It Could Cost Less Than $2 A Day)

If there are important things you do today, make sure this is on the list because one of the most important things you can do for the wealth of your family is to protect them. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 could go a very long way.

Life insurance is made fast, easy, and entirely online with Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late. The longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 200,000 families and has provided over $65 billion in coverage. Ethos is the #1 online life insurance provider.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

4. Invest In Some of The Biggest Known Pre-IPO Unicorn Startups/Private Equity

If you run a business why not invest in other businesses?

If you’re an accredited investor you can now access some of the most promising private equity that is typically out of reach for everyday investors by using the Linqto platform. An accredited investor meets one of the following three requirements: 1) Has an annual income of at least $200,000, or $300,000 if combined with a spouse’s income; 2) Holds a valid Series 7, 65, or 82 license; 3) Has a net worth of $1 million or more, excluding the value of a primary residence.

By providing a platform that connects accredited investors with private companies, Linqto democratizes the investment process, enabling users to participate in potential high-growth opportunities that were previously available to the likes of venture capitalists and institutional investors. This access to private equity investment opportunities can potentially lead to substantial returns, making Linqto an attractive option for those looking to diversify their investment portfolios with high-potential startups.

The platform is designed to make investing in private equity as simple and efficient as possible. Users can easily browse through available investment opportunities, conduct due diligence, and complete transactions all within the platform. Look through startups in sectors like artificial intelligence, fintech, technology, and more.

Linqto lowers the barrier to entry for investing in potential high-growth private equity by offering a low minimum investment of just $5,000. Global investors have trusted Linqto to execute $160+ million of transactions in 40+ high-quality private companies.

Sign up to Linqto here.

5. Get The Banking Built For Freelancers, Independent Contractors, Or Solopreneurs

Managing your finances can be a big task when you are your own boss. Fortunately, there’s a company that has built an all-in-one banking solution for the self-employed. Found offers an online bank account, along with bookkeeping, taxes, and other financial tools, to help self-employed individuals grow their businesses. It’s free to sign up in a few minutes, with no credit check, no minimum balance, and no hidden fees. Deposits are insured up to $250K through their banking partner, Piermont Bank.

• Free bank account, free debit card, no credit check, no minimum balance and no hidden fees
• Banking, taxes, bookkeeping – all in one place
• Real-time expense tracking and categorization with easy receipt capture
• Simplify tax season with automated tax saving, write-off tracking, and the option to pay taxes directly from Found
• Customize and send professional invoices in seconds for free
• Integrates with popular business apps, including Quickbooks, PayPal, and Stripe
• Sign up in minutes. No credit check. No minimum balance and no required fees

Ready to take your self employed banking to the next level? Sign up for an account here for free in under 5 minutes.

Disclaimer: Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

6. Get Your Vehicle Protected From Costly Repairs

Nobody likes it when their check engine light comes on, especially when your car is out of warranty. That can mean expensive auto repairs.

There is a company called CarShield that could help you avoid those expensive auto repairs. They have covered over 2 million cars on the road and have paid over $1 billion in administrator claims. They have been serving customers for almost two decades and are highly rated on Google.

CarShield provides auto warranty plans to save drivers money on covered car repairs. They offer plans covering parts like your engine, transmission, drive axle, brake system, air conditioner, water pump, alternator, fuel pump, power windows, radiator, suspension, electrical, and more.

You provide basic information about your vehicle to CarShield, and they will help you find the best plan options for your vehicle and budget. Choose your coverage level and protection plan. You will be amazed by the affordability and flexibility of their service plans. They offer coverage options that fit every budget.

Head to Carshield to get protected and find out if you can save money now.

7. Take This Retirement Quiz & Get Expert Help

Do you know if you have enough saved to retire early? More importantly, do you know how to properly manage your savings to maximize your retirement income? The smartest thing you can do for your money and retirement is plan. Starting as soon as possible could lead to an amazing outcome.

Don’t be silly, get expert help. A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.

If you have more than $50,000 in investments (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the 3 minute retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.

Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future

If you have more than $50,000 in investments why not try it? It takes 3 minutes. Take the retirement quiz right here.