Making smarter decisions today can really payoff big. No more time to waste. You likely know this, and that’s why you’re reading this. So let’s jump right in.

If you’re 38 years old, there’s no better time than today. Whether it’s retirement or your financial future next week, here are 5 top moves.

We always think we know best, but sometimes there are options right in front of us that could help us more than we’ve imagined.

1. Protect Your Family With An Extra $2,000,000 In Life Insurance Coverage (This Is A Must And Is Affordable!)

If there are important things you do today, make sure this is on the list because one of the most important things you can do for the wealth of your family is to protect them. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 could go a very long way.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible before it gets too expensive or you forget about it and it becomes too late. It’s also best to get higher coverage than you think you need, because people underestimate how much cash they actually need. Don’t put off protecting your family’s future any longer.

Life insurance is made fast, easy, and entirely online with Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

2. Get A Top Financial Advisor With Ease (This Is Not Just For The Wealthy)

There is no better time to plan for your financial future than now, and you don’t have to do it alone.

A top financial advisor could help you make big money moves (from budgeting, to investments, to tax planning and more). If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the short questionnaire right here, and WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll be offered a free consultation to make up your mind. WiserAdvisor is an independent matching service that helps individuals find the best financial advisor for their unique needs. They have successfully helped over 100,000+ individuals like you find their ideal financial advisor since 1998.

This has the potential to be hugely beneficial: It’s free to use the WiserAdvisor service if you have a portfolio over $50k, don’t let the opportunity pass you up. Enter your zip code and answer the short questionnaire right here.

3. Get your business all the cash it needs (Up to $5,000,000)

Think you got enough cash for your business? That’s great. Think you might need more? Check how much you qualify for now.

Fundera could help your business get to the next level. Fundera will show you a list of multiple loan funding options for your business in 2 minutes, so you can choose what’s best for you. Then just submit your application.

After you answer a few questions, Fundera will show you a list of your potential lending options in one place. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

If your company has over $50,000 in yearly revenue and been in business at least 2 years, then you’ve got a good chance of getting funding.

Find out right now how much funding Fundera might get your business.

4. Find Out How Much Your Home Could Sell For In 3 Minutes Now, Admit It You’re Kinda Curious (no real estate agent needed)

You might want to upgrade or downgrade your current home. Maybe you want to move. Or maybe you’re just curious to know what you can currently get for your home? Whatever the reason, did you know there’s a way you could receive a no obligation cash offer within 24 hours without any broker/agent, or any showings? And it might be a really great offer (there are no real estate agent fees).

There is no obligation to sell and it’s completely free to check what your offer is: Offerpad could give you a competitive cash offer right now. Plus, they’ll show you other potential selling options that could be beneficial you may not have thought of.

All you need to do is enter your address and answer a 3-minute questionnaire. Just answer some questions about your home and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home longer.

Find out what your home’s cash offer is right now.

5.Reminder: Get Top Life Insurance Protection For You And Your Family

Life insurance is mentioned twice in this article but of how important it is. Don’t leave this this until tomorrow, it could be too late or too expensive. It’s too important for your family, and it takes less than 60 seconds to get a free quote right now. It’s best to lock in a lower price as soon as possible because life insurance typically gets more expensive as you get older.

It’s free to get a quote now from Ethos, a company that lets you apply online in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.