7 Powerful Retirement Moves To Make Before Turning 65

If you’re under 65, these moves could make a huge difference by starting them today.

1. Create Guaranteed Income For Life With A Guaranteed Interest Rate (For Those With At Least $50k In Savings)

Turn savings into guaranteed lifetime income with an annuity. Most people earn income while working — but far fewer have a plan to guarantee it once they step away. Even a big nest egg can shrink fast when you have no paycheck coming in and years of expenses ahead of you.

So what exactly is an annuity? It is one of the few tools that can guarantee you never outlive your money. You put in a lump sum (or payments over time), and an insurance company promises to pay you steady, reliable income at a guaranteed interest rate for the rest of your life — no matter how long you live.

With an annuity through Ethos Annuities, you can convert a portion of your savings into income that lasts as long as you do.

Ethos annuities are built to deliver:
✔Reliable lifetime income
✔Guaranteed interest rates
✔Protection from market risk
✔Tax-deferred growth

Get started by answering a few questions right here to see how much income you can create.

2. Get Up To $500,000 From Your Home Without Moving, With No Monthly Payments For Up To 30 Years

You might want to downsize your home to access a large sum of cash, but now you don’t need to. You can get up to $500k and use that cash to fund retirement, pay off debt, home improvements, or anything you want.

Unison might be the solution you’ve been looking for. Unison invests in your home, giving you cash today, in exchange for a percentage share of your home’s future value. If you qualify, Unison will give you up to $500k in cash quickly and flexibly.

The process is simple and straightforward. In exchange for its investment, Unison will share in the upside or downside when you finally decide to sell your home and move out (up to 30 years later). If you decide you want to stay longer than 30 years, you can settle the agreement with Unison at the end of the term without moving out through a cash payment or refinancing.

Get an estimate of how much cash you might be eligible for. See if you prequalify for a Unison investment in 2 minutes. You can use the money however you’d like: make home improvements, fund a child’s education or your retirement, eliminate debt … it’s up to you.

3. Protect Your Family With Up To A 5,000,000 Life Insurance Policy (Free Quote in 2 Minutes)

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

The life insurance quote process is made fast, easy, and starts online with a life insurance sales agency that’s been doing this for more than 40 years, SelectQuote. You can start the quote process in minutes with, with same-day coverage options available (no medical exams, no blood tests) and personalized term life insurance options based on your family needs. Find up to $5,000,000 in same-day coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With SelectQuote, you’ll simply answer a few questions as part of the online quote process. SelectQuote has helped protect over 2 million families secure term life insurance and has provided over $700 billion in coverage.

Coverage is affordable through SelectQuote, term life insurance policies go higher or lower depending on factors like age, health, and coverage amount.

Get your free quote from SelectQuote now and help ensure your family’s financial future is secure.

4. Business Owners: Get Up to $5,000,000 In Funding To Grow Your Business Before Retirement

You could probably use more cash for payroll, expansion, working capital, equipment, or something else you need. Most businesses can make use of extra cash to make more money.

It takes just 2 minutes by answering a few questions to see up to 20 funding options with Fundera.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.

See all your business funding loan options now. Find out right now how much funding Fundera might get your business.

5. Take The Retirement Quiz Featured in Forbes & Get Matched With A Top Financial Advisor To Get Your Retirement Plan In Action

A financial advisor can make a world of difference for just about anyone. And you don’t need to be a billionaire to work with one. From investments, to tax planning, estate planning, retirement planning, and more.

Answer the short questionnaire right here, and the free service from SmartAsset will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll even get a free no obligation consultation. SmartAsset is successfully helping over 50,000+ individuals match with a financial advisor each month.

This has the potential to be hugely beneficial: It’s free to use the SmartAsset service, don’t let the opportunity pass you up. Answer the short questionnaire right here.

6. Cut Your Auto insurance Bill, And Save Up To $2,000 A Year

If you’re a good driver or don’t put on that many miles, you may be able to pay a lower rate than you’re paying now. Most car insurance companies just give everyone the same high rate, but not Lemonade insurance.

Lemonade has a 4.9 out of 5 star rating, and car insurance starts at $30 a month. There are discounts for good drivers, low mileage, bundling, and more.

Car insurance with Lemonade also comes with free roadside assistance, towing, and more.

It takes 2 minutes to see how much you could save with Lemonade car insurance right here.

7. Get Life Insurance In Minutes Entirely Online

If you’re looking for life insurance coverage between $300k-1M and you dont want a medical exam or to even leave your house, then you can get a free quote from Ethos life insurance right now.

You can apply and if approved by covered in minutes. Don’t put your family’s financial life at risk. Get yourself peace of mind today.

Ethos life has been rated the number 1 online life insurance company by Forbes.

Get your free life insurance quote right here.