You’re in your 40s and in sunny California, so you’ve seen a lot. Some things you wish you didn’t see.

You know this world can be outright crazy, and some planning could help with your well being.

Here are moves that could help our wallets and also give us peace of mind.

1.Take This Retirement Quiz Which Will Match You With An Expert Advisor (For Those With Assets Over $50,000, it could be a combination of cash, stocks, bonds or other assets)

The smartest thing you can do for your future is plan. Starting right now could lead to an amazing outcome. Failing to plan can lead you know where.

Do you have someone helping you with investments, tax planning, retirement planning? Why not? Financial advisors can help with that and so much more.

A study published by the research center CIRANO found that households that engaged with financial advisors for a period of 15 years or longer accumulated 290% more assets than those who didn’t consult with financial advisors. And it’s not hard to get an expert on your side, it’s not just for the ultra wealthy.

Check out the free service from SmartAsset. Start by taking the retirement quiz right here from SmartAsset that takes a few minutes and that will match you with up to 3 financial advisors.

Why not try it? Nothing to lose, and lots to potentially gain. Take the retirement quiz right here, and get matched for free now.

2.Protect Your Family With Up To A 3,000,000 Life Insurance Policy (This Is A Must & As Low As $1 A Day!)

If there’s one thing on your list of things to do today, do this. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

3. Get Up to $5,000,000 In Funding For Your Company & Make More Money (Must Have Over $50,000 In Annual Revenue & Been In Business At Least 1 Year)

Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses would say hell yes they can make use of extra cash to grow and make more money.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a great chance of getting funding. It takes just 2 minutes (with no impact to your credit score) to check how much cash you can get with Fundera by Nerdwallet right now. Just enter some basic info about your company.

Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use.

Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you.

See all your business loan options now. Find out right now how much funding Fundera might get your business.

4. Invest In Gold And Do It With Tax Benefits

For a long time, the wealthy have been aware that gold is one of the top ways to safeguard against economic uncertainty and inflation. Investing in gold is a straightforward way to diversify your portfolio. This can also help safeguard your 401k and/or IRA.

Do you have at least $10k in one bank account balance? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.

A company named Birch Gold is a leading dealer of physical precious metals in the United States. They can help you set up a gold IRA with ease. With a gold IRA, investing in gold can be as easy as investing into stocks.

Right now they have a promotion that you can get up to $20,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $20,000 in free precious metals and ask any questions you can think of!

Get your free info kit and free phone consultation right here.

5. Get A Top Financial Advisor With Ease (This Is Not Just For The Super Wealthy)

Here’s another easy way to find a top financial advisor. There is no better time to plan for your financial future than now, and you don’t have to do it alone.

A top financial advisor could help you make big money moves (from budgeting, to investments, to tax planning and more). If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the short questionnaire right here, and WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll be offered a free consultation to make up your mind. WiserAdvisor is an independent matching service that helps individuals find the best financial advisor for their unique needs. They have successfully helped over 100,000+ individuals like you find their ideal financial advisor since 1998.

This has the potential to be hugely beneficial: It’s free to use the WiserAdvisor service if you have a portfolio over $50k, don’t let the opportunity pass you up. Enter your zip code and answer the short questionnaire right here.