6 Powerful Retirement Moves For People In Their 40s

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Your 40s is an exciting time. You’ve got the world in the palm of your hand.

Wherever you’re now, you have time to make things even better. The power is in your hands.

Here are 6 things that could be a game changer.

1. Open A Self-Directed IRA (Investment Retirement Account) To Invest In Assets Like Real Estate, Gold, Cryptocurrency Tax Free

One of the smartest retirement moves you can make is opening a self-directed IRA, which allows you to diversify far beyond traditional stocks and bonds. With a self-directed IRA through IRA Financial, you gain access to a broad range of alternative investments like real estate, precious metals, private equity, cryptocurrency, and more—all within a tax-advantaged account. This kind of diversification not only helps protect your retirement from market volatility but also gives you the freedom to invest in assets you know and trust.

IRA Financial provides a simple, transparent flat-fee structure with no hidden charges—an attractive feature for investors looking to maximize returns and minimize costs.

Since 2010, IRA Financial has helped more than 25,000 clients grow their retirement portfolios while keeping more of their money through tax-advantaged strategies. Their reputation is backed by top-tier recognition, including being named among the best self-directed IRAs of 2024 by Bankrate and Forbes Advisor. Whether you’re an experienced investor or just exploring alternatives, a self-directed IRA could be the move that brings greater control and growth potential to your retirement plan.

Open your self directed IRA right now right here in a few minutes online.


Invest in the Future: One Super App, Three Massive Industries

If you like early-stage investing, this might be the most exciting opportunity you’ve seen in a bit.

VOICED is a super app combining three of the biggest sectors in tech:

  • Social Media
  • E-commerce
  • Fintech

Together, these markets are projected to be worth over $7.5 trillion — and VOICED is tapping into them.

Post articles, share updates, shop from local and global brands, even access financial products like insurance and mortgages — all in one place. You can even sell your own products or services inside the app marketplace as well.

Available now on iOS and Android,  and the web, VOICED already has thousands of users and growing.

But here’s the kicker: you’re not just invited to use it —

👉 You can invest in it with as little as $100

Whether you invest $100 or $10,000, this is a rare shot to get in early on a live, fast-scaling platform.


3. Protect Your Family With Up To A 3,000,000 Life Insurance Policy (This Is A Must & As Low As $1 A Day!)

What would happen if something were to happen to you? If there’s one thing on your list of things to do today, do this. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate in your 30s as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

4. Get Up to $5,000,000 In Funding For Your Company & Make More Money (Must Have Over $50,000 In Annual Revenue & Have Been In Business At Least 1 Year)

Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses would they can make use of extra cash to grow and make more money.

Check how much cash you can get with a few clicks on the Fundera website right now. Just enter some basic info about your company.

Over 85,000 companies have secured more than $2.5 billion through Fundera.

The Fundera service is free to use. Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes.

Find out right now how much funding Fundera might get your business.

5. Get Up To $250,000 Cash From Your Home, At A Lower Interest Rate

If you’re in need of cash to do something like consolidating debt, making an improvement to your home or making a large purchase, you could use your home to get a home equity line of credit instead of using a high interest credit card or other higher interest loans. You could use the cash for almost anything and potentially save money in interest payments.

Check your rates now right here  in minutes and find out how much cash you might be able to receive (loans range up to $250,000).

A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.

LendingTree could help you get the cash you need quickly using a home equity line of credit. Check right here.

6. Invest In Gold Super Easily: Gold Might Sound Boring But It Has Proven To Be A Great Investment For Decades

For a long time, the wealthy have been aware that gold is one of the top ways to safeguard their money. Investing in gold is a straightforward way to diversify your portfolio.

Do you have at least $10k in one bank account balance? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.

A company named Birch Gold is a leading dealer of physical precious metals in the United States. They can help you set up a gold IRA with ease. With a gold IRA, investing in gold can be as easy as investing into stocks.

Right now they have a promotion that you can get up to $10,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $10,000 in free precious metals and ask any questions you can think of!

Get your free info kit and free phone consultation right here.