7 Powerful Wealth Moves People In Their 40s Could Make
It’s our mission to make money matters a little less insane. We provide financial editorial content free for all and are supported by affiliate partners included in this post which earns us a commission. We hope you enjoy our content and subscribe to our newsletter.
Your 40s is an exciting time: a blend of wisdom from years of experience, and the ability to use that knowledge in the years ahead.
From business to personal life, these 7 moves can be helpful now.
1. Get Yourself A Top Financial Advisor With Ease
There is no better time to plan for your retirement future than now, and you don’t have to do it alone. A top financial advisor could help you make big money moves (from retirement planning, to investments, to tax planning, estate planning, social security, and more). Think about your financial advisor as your secret weapon to help you with whatever you need.
If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the short questionnaire right here, and WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.
You can even choose to have a free no obligation consultation. WiserAdvisor has successfully helped over 100,000+ individuals.
This has the potential to be hugely beneficial: It’s free to use the WiserAdvisor service if you have a portfolio over $50k, don’t let the opportunity pass you up. Answer the short questionnaire right here.
2. Get Up to $5,000,000 In Funding To Take Your Company To The Next Level (Must Have Over $50,000 In Annual Revenue & Been In Business At Least 1 Year)
Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses can make use of extra cash to grow and make more money.
It takes just 2 minutes (with no impact to your credit score) to check how much cash you can get with Fundera right now. Just enter some basic info about your company.
If your company is incorporated as a corporation or is an LLC with over $50,000 in yearly revenue and has been in business for at least 1 year, you’ve got a great chance of getting funding.
If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a great chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.
Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.
See all your business loan options now. Find out right now how much funding Fundera might get your business.
3. Protect Your Family With Up To A 2,000,000 Life Insurance Policy (This Is A Must & Rates Start At $2 A Day!)
Make sure to try this because it’s one of the most important things you can do for the protection of your family. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 (or whatever coverage you choose) could go a very long way for your family.
The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.
Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.
With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.
Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.
Get your free quote from Ethos today and help ensure your family’s financial future is secure.
4. Use Your Home To Access Cash At A Lower Interest Rate (Forget Those High Interest Credit Cards)
If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.
Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.
A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.
LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.
5. Save Money By Getting Your Vehicle Protected From Costly Repairs
Nobody likes it when their check engine light comes on, especially when your car is out of warranty. That can mean expensive auto repairs.
There is a company called CarShield that could help you avoid those expensive auto repairs. They have covered over 2 million cars on the road and have paid over $1 billion in administrator claims. They have been serving customers for almost two decades and are highly rated on Google.
CarShield provides auto warranty plans to save drivers money on covered car repairs. They offer plans covering parts like your engine, transmission, drive axle, brake system, air conditioner, water pump, alternator, fuel pump, power windows, radiator, suspension, electrical, and more.
You provide basic information about your vehicle to CarShield, and they will help you find the best plan options for your vehicle and budget. Choose your coverage level and protection plan. You will be amazed by the affordability and flexibility of their service plans. They offer coverage options that fit every budget.
Head to Carshield to get protected and find out if you can save money now.
6. Take This Retirement Quiz
The smartest thing you can do for your money and retirement future is plan. Starting as early as possible could lead to an amazing outcome. Getting help along the way could be a huge benefit.
A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms to cater to anyone’s financial situation. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.
If you have a portfolio worth more than $75,000 (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes.
Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future
If you have a portfolio worth more than $75,000 why not try it? Take the retirement quiz right here.
7. Invest In Gold With Tax Benefits (Setup This Gold Retirement Account Today Easily)
For a long time, the wealthy have been aware that gold is one of the top ways to safeguard their wealth. And gold is a straightforward way to diversify your portfolio. This can also help safeguard your 401k and/or IRA.
Do you have at least $10k in a bank account? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.
A company named Birch Gold is a leading dealer of physical precious metals in the United States. They can help you set up a gold IRA with ease. With a gold IRA, investing in gold can be as easy as investing into stocks.
Right now they have a promotion that you can get up to $10,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $10,000 in free precious metals and ask any questions you can think of!
Get your free info kit and free phone consultation right here.