5 Powerful Retirement Moves People In Their 40s Could Make Today

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Making smarter decisions today can really payoff big. No more time to waste. You likely know this, and that’s why you’re reading this. So let’s jump right in.

If you’re in your 40s, there’s no better time than today. Whether it’s retirement or your financial future next week, here are 5 top moves.

1. Get A Top Financial Advisor With Ease

There is no better time to plan for your financial future than now, and you can get a financial pro to help. A financial advisor could help you make big money moves (from to investments, to tax planning, to general questions and more).

If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), this free service right here from WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll be offered a free no obligation consultation which is great to take advantage of. WiserAdvisor has helped over 100,000+ individuals like you find their ideal financial advisor since 1998.

This has the potential to be hugely beneficial: It’s free to use the WiserAdvisor service if you have a portfolio over $50k, don’t let the opportunity pass you up. First enter your zip code, and then answer the short questionnaire right here.

2. Protect Your Family With An Extra $2,000,000 In Life Insurance Coverage (This Is A Must And Is Affordable!)

If there are important things you do today, make sure this is on the list because one of the most important things you can do for the wealth of your family is to protect them. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 could go a very long way.

Life insurance is made fast, easy, and entirely online with Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late. The longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 200,000 families and has provided over $65 billion in coverage. Ethos is the #1 online life insurance provider.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

3. For Business Owners: Get Up To $5,000,000 To Take Your Business To The Next Level

Think you got enough cash for your business? That’s great. Think you might need more for payroll, expansion, working capital, equipment, or something else?

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue and been in business at least 2 years, then you’ve got a good chance of getting funding with Fundera. Check how much your business qualifies for now. Over 85,000 companies have secured more than $2.5 billion through Fundera.

Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you a list of multiple loan funding options from $10,000 up to $5,000,000 for your business in 2 minutes, so you can choose what’s best for your business. Then just apply for the option you like best.

Find out right now how much funding Fundera might get your business.

4. Get Your Vehicle Protected From Costly Repairs (*Not Available In California)

Nobody likes it when their check engine light comes on, especially when your car is out of warranty. That can mean expensive auto repairs.

There is a company called CarShield that could help you avoid those expensive auto repairs. They have covered over 2 million cars on the road and have paid over $1 billion in administrator claims. They have been serving customers for almost two decades and are highly rated on Google.

CarShield provides auto warranty plans to save drivers money on covered car repairs. They offer plans covering parts like your engine, transmission, drive axle, brake system, air conditioner, water pump, alternator, fuel pump, power windows, radiator, suspension, electrical, and more.

You provide basic information about your vehicle to CarShield, and they will help you find the best plan options for your vehicle and budget. Choose your coverage level and protection plan. You will be amazed by the affordability and flexibility of their service plans. They offer coverage options that fit every budget.

Head to Carshield to get protected and find out if you can save money now.

5. Max Out Retirement Contributions

Take advantage of catch-up contributions to retirement accounts such as 401(k)s and IRAs to put as much as possible in your retirement savings.

If you want to do this or if you’re currently doing this, it probably makes sense to at least talk to a professional and see if they can add value.

A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms to cater to anyone’s financial situation. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.

If you have a portfolio value of over $50,000, check out the free service from SmartAsset. Start by taking the retirement quiz right here that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.

Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future

If you have a portfolio value of over $50,000 why not try it? Take the retirement quiz right here.