We all have big goals, but it takes discipline to reach them. Making smarter decisions today can really payoff big in the future.

The problem is, a lot of people make the mistake of waiting too long thinking that they have time. These moves below can be tried in minutes to find out if they could benefit you. Why not at least find out if they could be of help?

1. Get A Top Financial Advisor To Help You Manage Your Money (And Help You Reach Your Money Goals With Investments, Budgets, Retirement)

There is no better time to plan for your financial future than right now (especially with the current economy).

A professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, Wiser Advisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a 1 minute, and in most cases you’ll be offered a free consultation. WiserAdvisor is America’s oldest and largest independent network of prescreened financial advisors. They can match you with an advisor if your portfolio size is $50k or greater.

This has the potential to be hugely beneficial: Take a minute to fill out the short questionnaire now.

2. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer)

No one can predict tomorrow. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance quote and policy.

Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

For around $1/day, you can get $250,000 in term coverage through Ethos and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ethos now and help ensure your family’s financial future is secure.

*Sample quote based on 20 yr term for a 40 year old healthy non-smoking male

3. Get A Cash Offer For Your Home In 3 Minutes (Without A Real Estate Agent)

Thinking about upgrading or downsizing? Maybe you’re just curious about how much money you can get for your home or want to move. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?

Offerpad could give you a competitive cash offer right now. Offerpad is only available in Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Missouri, Nevada, North Carolina, and Texas.

All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.

4. Think About Potential Investments Outside of Stocks And Real Estate

When you think about investing you probably think about stocks and real estate. You might think that investing in fine art by the likes of Banksy and Andy Warhol is only an option for the ultra-rich. But not anymore.

Masterworks is an investment platform designed specifically for investing in contemporary artwork.

Why? Because, like a fine wine, a piece of fine art can get better — and more valuable — with time.

And maybe because, between 1995 and 2020, contemporary art has outperformed the S&P 500 by 174% — that’s nearly three times the returns — according to the Citi Global Art Market chart.

Masterworks is one of the first art investment platforms, and it’s available by invite only. (Don’t worry; we got you an invitation! skip the waitlist and sign up with Masterworks today) It lets you bypass the hard parts of art collecting, so you can just enjoy the potential rewards.

5. Find Out If You Could Lower Your Mortgage Payments

If you own a home, your mortgage is likely your biggest expense, so wouldn’t it be nice if you could save on your existing mortgage or get better terms.

By refinancing your mortgage, you could potentially save thousands of dollars each year on your home payments and/or get better terms. You could also potentially get cash out with a cashout refi. A mortgage refinance just means you replace your current mortgage with a new mortgage that hopefully serves you better, and the folks at OneTrust Home Loans could help you figure out if it’s beneficial for you in a few minutes.

OneTrust Home Loans is a mortgage company that has mortgage specialists across the United States. It made the Inc. 5000 list of fastest growing companies.

You can get a free no obligation phone call with a mortgage specialist at OneTrust Home Loans, and they’ll give you some insight and options you might not currently know.

• Enter your name, phone number, email and state your home is located, on this page, and you’re set!
• OneTrust Home Loans will schedule a call that works best on your time.

6. Find Possible New Investment Opportunities With A Financial Pro

What if there are investment opportunities you don’t know about, or tax savings you’re not aware of? What if you could benefit from better retirement planning? Maybe you can take your financial life to the next level.

A registered financial advisor (that is legally bound to work in your best interest) could point these things out to you, and more. If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds, or other assets) this free service (which is America’s oldest and largest independent network of prescreened financial advisors) will instantly match you with fiduciary financial advisers to choose from.

There’s no obligation to sign up with anyone, so take advantage while you can to learn more. Maybe you’ll find a financial advisor you really like or at the very least you might learn something you didn’t know. Ask the questions you’ve been thinking of on your free call.

Just answer a few questions and instantly get matched with up to 3 advisors to choose from. Again, there is no obligation to sign up with anyone.

7. Get A $250,000 Life Insurance Policy For Around $2 A Day

This article is going to bring life insurance up again as a reminder before you leave this article and forget about it, because no one likes to talk about death, and no one likes to add another monthly bill to their plate. But the truth is you likely love your family more than anything, and about $2 a day doesnt seem like a huge price to help protect them. It’s so important to also get life insurance earlier than later, because life insurance gets more expensive as you get older.

Life insurance is super simple to get with Ethos, which is rated “Excellent” on Trustpilot and Google, along with an A+ rating from the Better Business Bureu. They let you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000.

You’ll simply answer a few health questions as part of the online application. You can likely complete it in less than 5 minutes.

For around $2/day, you can get $250,000 in term coverage through Ethos. Term life insurance policies go higher or lower depending on factors like age, health and coverage amount.

Get your free quote today and help ensure your family’s financial future is secure. You can get up to $2,000,000 in coverage.

*Sample quote based on 20 yr term for a 50 year old healthy non-smoking male