Making smarter decisions today can really payoff big.

If you’re in your 40s, you might think you can wait but there’s no better time than now (getting a head start could make a huge difference than starting in your 50s). Here are 4 top ways you could start making progress today!

1. Get A Top Financial Advisor To Help You Manage Your Money (And Reach Your Money Goals)

There is no better time to plan for your financial future than right now.

A professional money manager/advisor could do wonders for your financial and retirement future. Getting a second opinion from a pro certainly can’t hurt. A financial advisor could help you create long-term strategies for building wealth and managing risk. They can help you track, manage and balance your investment portfolio. They can also provide helpful advice on lots of other financial issues and decisions from tax planning, estate planning, financial planning, retirement planning and more.

If you have a portfolio size of over $50,000 (it could be a combination of cash, stock, or other assets), there is WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes about 1 minute, and in many cases you’ll be offered a free consultation.

The best advisors break down confusing financial language in ways you can easily understand. And they’ll work with you, as a partner, to make a game plan that puts you on track to achieve your financial goals and retirement dreams.

Lots to potentially gain: Take a minute and check it out right now.

2. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer)

We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

3. Think About Potential Investments Outside of Stocks And Real Estate

When you think about investing you probably think about stocks and real estate. You might think that investing in fine art by the likes of Banksy and Andy Warhol is only an option for the ultra-rich. But not anymore.

Masterworks is an investment platform designed specifically for investing in contemporary artwork.

Why? Because, like a fine wine, a piece of fine art can get better — and more valuable — with time.

And maybe because, between 1995 and 2020, contemporary art has outperformed the S&P 500 by 174% — that’s nearly three times the returns — according to the Citi Global Art Market chart.

Masterworks is one of the first art investment platforms, and it’s available by invite only. (Don’t worry; we got you an invitation! skip the waitlist and sign up with Masterworks today) It lets you bypass the hard parts of art collecting, so you can just enjoy the potential rewards.

4. Earn Over 5% Interest on Your Savings

For a long time your savings earned very little interest in the bank, but interests rates have risen.

And now you can get this exclusive offer with Western Alliance Bank powered by Raisin. With Raisin you’ll get access to 40 insured banks & credit unions. You’ll be able to swicth between these banks and credit unions to keep getting yourself a top interest rate. And you’ll be able to manage everything from one account with one single secure login.

Now get this exclusive Western Alliance Savings 5.15% APY* offer right now — that’s 12.3x higher than national average! Western Alliance is a top U.S. commercial bank.

There are no fees. FDIC insured. You can fund your account with just a $1 minimum deposit. 24/7 online access.

What’s stopping you from earning more interest. Sign up now for a free account in 2 minutes.