You’re in your 50s, so you’ve most likely heard and seen it all. Like most people you likely have big goals, and making smart decisions today can really payoff big in the future.

Regardless of where you’re at, this list of the top 6 moves has something for potentially everyone in their 50s they can potentially use to benefit themselves.

1. Get A Top Financial Advisor To Help You Manage Your Money (And Set You Up For Retirement)

There is no better time to plan for your financial future and retirement than right now (especially with the current economy).

A professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds, or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a few minutes, and in many cases you’ll be offered a free consultation.

Nothing to lose, but there could be lots to potentially gain: Take a minute and check it out right now.

2. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer)

We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (there are no medical exams, and no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000 and may cost as little as the price of a few coffees each month.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

For around $2/day, you can get $250,000 in term coverage through Ethos and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

*Sample quote based on 20 yr term for a 50 year old healthy non-smoking male

3. Get An All Cash Offer For Your Home In 3 Minutes, Find Out How Much It’s For Now (Without A Real Estate Agent)

Want to upgrade or downgrade your home? Wondering what kind of money you can get for your home? Why wait, find out now. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?

Offerpad could give you a competitive cash offer right now. Offerpad is only available in Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Missouri, Nevada, North Carolina, and Texas.

All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.

4. Use Your Home To Borrow Money At A Lower Interest Rate With This Move

If you want cash to do something like pay off debt, make a home improvement or make any other kind of purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

5. Get Help Finding The Best Rates On A New Mortgage or Mortgage Refinance

You might want to get a mortgage to buy a home, or you might want to refinance your mortgage for possible better terms for you. Whatever the case, figuring out the best options in todays mortgage market could be challenging.

That’s where OneTrust Home Loans could help you a ton. Choosing the right mortgage for your home financing situation depends on a variety of factors. Working with a mortgage lender like OneTrust Home Loans that offers a broad selection of mortgage programs is key.

OneTrust Home Loans offers a wide range of mortgage options, and one of their mortgage specialists from across the United States will be happy to tell you about available options as well as answer any of your questions over the phone.

You can schedule a free no obligation phone consultation with one of the OneTrust Home Loans mortgage specialists, just simply enter your name and phone number to learn more.