6 Early Wealth Moves People In Their 40s Could Make Before It’s Too Late
The earlier you start thinking about wealth and how to get it and protect it, the better you are. Use these tricks the wealthy have been using.
1. Protect Your Family With Up To A 3,000,000 Life Insurance Policy (This Is A Must & As Low As $1 A Day!)
What would happen if something were to happen to you? If there’s one thing on your list of things to do today, do this. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.
The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.
Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.
With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.
Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.
Get your free quote from Ethos today and help ensure your family’s financial future is secure.
2. Sell A Piece Of Your Home For Up To $600,000 Without Moving (No Monthly Payments Due)
Your home is likely of high value but it’s hard to access that value unless you sell. But now, there is a new way to access your home equity for cash without needing to move and without monthly payments. You can use that cash to pay off debt, home improvements, or anything you want.
Hometap might be the solution you’ve been looking for. Hometap invests in your home, giving you cash today, in exchange for a percentage share of your home’s future value. If you qualify, Hometap will give you up to $600k or up to 27% of your home’s value in cash quickly and flexibly.
The process is simple and straightforward. In exchange for its investment, Hometap will share in the upside or downside when you finally decide to sell your home and move out (up to 10 years later). If you decide you want to stay longer than 10 years, you can settle the agreement with Hometap at the end of the term without moving out through a cash payment or refinancing.
Get an estimate of how much cash you might be eligible for. See if you prequalify for a Hometap investment in less than two minutes. You can use the money however you’d like: make home improvements, fund a child’s education or your retirement, eliminate debt … it’s up to you.
3. Business Owners: Get Up to $5,000,000 In Funding To Grow Your Business (Must Have Over $50k+ In Annual Revenue & Over 1 Year In Business)
You could probably use more cash for payroll, expansion, working capital, equipment, or something else you need. Most businesses can make use of extra cash to make more money.
It takes just 2 minutes by answering a few questions to see funding options with Fundera.
If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.
See pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you.
See all your business funding loan options now. Find out right now how much funding Fundera might get your business.
4. Create Guaranteed Retirement Income For Life With An Annuity (For People With At least $50,000 In Savings)
The early you do this, the more wealth you could accumulate for retirement.
So what exactly is an annuity? It is one of the few tools that can guarantee you never outlive your money. You put in a lump sum (or payments over time), and an insurance company promises to pay you steady, reliable income at a guaranteed interest rate for the rest of your life — no matter how long you live.
With an annuity through Ethos Annuities, you can convert a portion of your savings into income that lasts as long as you do.
Ethos annuities are built to deliver: ✔Reliable lifetime income ✔Guaranteed interest rates ✔Protection from market risk ✔Tax-deferred growth
Get started by answering a few questions right here to see how much income you can create.
5. Take The Retirement Quiz Featured in Forbes & Get Matched With A Top Financial Advisor To Get Your Plan In Action
A financial advisor can make a world of difference for just about anyone. And you don’t need to be a billionaire to work with one. From investments, to tax planning, estate planning, retirement planning, and more.
Answer the short questionnaire right here, and the free service from SmartAsset will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.
You’ll even get a free no obligation consultation. SmartAsset is successfully helping over 50,000+ individuals match with a financial advisor each month.
This has the potential to be hugely beneficial: It’s free to use the SmartAsset service, don’t let the opportunity pass you up. Answer the short questionnaire right here.
6. Use Your Home Equity To Access Up To $250,000 Instead of Credit Cards Or High Interest Loans
If you want to access $25,000 to $250,000 in cash for virtually any reason, you could use your home to get a home equity line of credit with Upstart instead of using a high interest credit card or other higher interest loan options. This could save you a ton of money in larger interest payments.
A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.
Upstart is a leading marketplace that has originated $42 billion for 3 million customers. Rates start at just 6.52% APR.
And you can check your rate now right here with Upstart in minutes and find out how much cash you could get.
*Upstart Mortgage offers HELOCs from $26K-$250K. The exact amount you may borrow depends on what you qualify for based on your application information.
All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873.
Before You Leave:
Get Your Free Life Insurance Quote — Protect Your Family Today
The life insurance quote process is made fast & easy with a company that has helped protect over 200,000 families and provided over $34 billion in coverage.
Trusted by families nationwide — Ethos


