For homeowners in their 50s, the right financial move at the right time can make a meaningful difference. Whether you’re looking to unlock your home’s value, protect your family, or strengthen your long-term finances, these are five services worth considering right now.

1. This Company Will Give You Up To $600k For A Percentage of Your Homes Future Value

Your home is likely of high value but it’s hard to access that value unless you sell. But now, there is a new way to access your home equity for cash without needing to move and without monthly payments. You can use that cash to pay off debt, home improvements, or anything you want.

Hometap might be the solution you’ve been looking for. Hometap invests in your home, giving you cash today, in exchange for a percentage share of your home’s future value. If you qualify, Hometap will give you up to $600k or up to 27% of your home’s value in cash quickly and flexibly.

The process is simple and straightforward. In exchange for its investment, Hometap will share in the upside or downside when you finally decide to sell your home and move out (up to 10 years later). If you decide you want to stay longer than 10 years, you can settle the agreement with Hometap at the end of the term without moving out through a cash payment or refinancing.

Get an estimate of how much cash you might be eligible for. See if you prequalify for a Hometap investment in less than a minute. You can use the money however you’d like: make home improvements, fund a child’s education or your retirement, eliminate debt … it’s up to you.

2. Protect Your Family With Up To A 5,000,000 Life Insurance Policy (Free Quote in 2 Minutes)

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

The life insurance quote process is made fast, easy, and starts online with a life insurance sales agency that’s been doing this for more than 40 years, SelectQuote. You can start the quote process in minutes with, with same-day coverage options available (no medical exams, no blood tests) and personalized term life insurance options based on your family needs. Find up to $5,000,000 in same-day coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With SelectQuote, you’ll simply answer a few questions as part of the online quote process. SelectQuote has helped protect over 2 million families secure term life insurance and has provided over $700 billion in coverage.

Coverage is affordable through SelectQuote, term life insurance policies go higher or lower depending on factors like age, health, and coverage amount.

Get your free quote from SelectQuote now and help ensure your family’s financial future is secure.

3. Use Your Home Equity To Access Up To $250,000 Instead of Credit Cards Or High Interest Loans

If you want to access $25,000 to $250,000 in cash for virtually any reason, you could use your home to get a home equity line of credit with Upstart instead of using a high interest credit card or other higher interest loan options. This could save you a ton of money in larger interest payments.

A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.

Upstart is a leading marketplace that has originated $42 billion for 3 million customers. Rates start at just 6.52% APR.

And you can check your rate now right here with Upstart in minutes and find out how much cash you could get.

*Upstart Mortgage offers HELOCs from $26K-$250K. The exact amount you may borrow depends on what you qualify for based on your application information.

All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873.

4. Get Up to $5,000,000 In Funding To Grow Your Business

So many homeowners are also business owners. You could probably use more cash for payroll, expansion, working capital, equipment, or something else you need. Most businesses can make use of extra cash to make more money.

It takes just 2 minutes by answering a few questions to see funding options with NerdWallet Small Business.

Over 85,000 companies have secured more than $2.5 billion through NerdWallet Small Business. The service is free to use and there’s no impact to your credit score.

See pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you.

See all your business funding loan options now. Find out right now how much funding NerdWallet Small Business might get your business.