Here’s How Homeowners Could Get Up To $500,000 Cash Without Refinancing or Selling Their Home (Plus 2 Other Ways To Cash Out)

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Your home is extremely valuable but it’s hard to access that value unless you sell, but now there’s a way to get up to $500,000 cash without needing to move or taking out a loan. You can use that cash to do whatever you want.

We’ll tell you about the company and how to do it below, plus 2 other ways to get cash for your home. Try all 3 and find out which will give you the best deal.

1. Find Out How Much You Might Get For Your Home In 3 Minutes

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If you’ve been thinking of selling your home to cash in, why not find out right now how much you can get without needing to even put your home on the market with a real estate agent. Did you know there’s a way you could receive a cash offer within 24 hours without any broker, or any showings?

Offerpad could give you a competitive cash offer right now. All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.

2. Use a Cash-Out Refinance To Pay Cash In Your Pocket

house with pool

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Because of the rise in home values, people have more equity in their home than ever before. If you have equity in your home, an option to put more cash in your hand is a Cash-Out refinance.

With New American Funding, you can check your mortgage Cash-out refinance rates in just a few clicks!

But be careful not to replace your current mortgage with a higher interest mortgage, unless you might have good reason to do so, like paying off higher interest rate debt.

A Cash-out refinance replaces your current home loan with a new bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash. The cash you get can go toward virtually anything you want, such as paying off debt, home improvements or other purposes you have.

New American Funding has funded $60 billions in home loans since 2010. You’ll need a credit score of 620 or higher to get approved with New American Funding.

Find out how much cash you might be able to get from New American Funding now right here!

New American Funding: NMLS#6606

3.Tap Into Your Home Equity For Up To $500k (Without Getting A Monthly Bill, This Is Not A Loan)

house and yard

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Your home is extremely valuable but it’s hard to access that value unless you sell. But now, there is a new way to access your home equity for cash without needing to move or taking out a loan. You can do whatever you want with the cash.

Unison might be the solution you’ve been looking for. Unison can invest in your home, giving you cash today, in exchange for a percentage share in your home’s future appreciation. If you qualify, Unison will give you up to $500k or 17.5% of your home’s value. Unlike a loan, there’s no interest, no monthly payments, and no debt.

So what’s the catch? There’s no catch, really. In exchange for its investment, Unison will share in the profit or loss when you finally decide to sell your home and move out (up to 30 years later). If you decide you want to stay longer than 30 years, you can settle the agreement at the end of the term without moving out.

Here’s how it works on the Unison website: After confirming your home is pre-approved by simply entering your address, you’ll need to fill out a quick and easy form with some info and a credit check, typically completed in just a few minutes or less.

Get an estimate of how much cash you could get now in just a few minutes. Find out if you qualify right here. In most cases, you can use the money however you’d like. Home improvements, retirement funds, tuition, debt elimination, it’s up to you.