We’ve all prob had enough with the housing market over the last few years.

Here are 7 moves for those that are looking to buy a home and those that are homeowners:

1. Shop For Top Home Equity Loan Rates

If you want cash to do something like pay off debt, make a home improvement or make any other kind of purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

2. Protect Your Homes Gutters & Avoid Annoying Cleaning And Costly Repairs

From roof to foundation, the damage caused by clogged gutters can be devastating for your home. With LeafFilter, you’re protected and backed by a lifetime warranty.

Gutter cleaning is a tedious, messy, and potentially dangerous task that you have to complete year after year. With LeafFilter Gutter Protection, you can end the hassle of cleaning out gutters for good.

LeafFilter’s award-winning and patented technology is scientifically designed to keep everything out of your gutters — except for water.

With hundreds of thousands of satisfied customers, LeafFilter is the largest gutter protection company in the nation. From coast to coast, they provide the most effective debris-blocking professionally installed gutter protection system on the market, paired with an exceptional customer experience from beginning to end.

LeafFilter has an excellent rating on Trustpilot with over 114,000 reviews.

Get a free quote now.

3. Get A Top Financial Advisor To Help You Reach Your Money Goals (This Isn’t Just For The Wealthy)

There is no better time to plan for your financial future than today.

And a professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds or other assets) getting a second opinion from a pro certainly can’t hurt. A financial advisor could help you create long-term strategies for building wealth and managing risk. They can help you track, manage and balance your investment portfolio. They can also provide helpful advice on lots of other financial issues and decisions from tax planning, estate planning, financial planning, and more.

There are no-cost online services that make it easier than ever to find trustworthy financial advisers. For example, Wiser Advisor. You fill out a short questionnaire and are instantly matched with up to three fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes about a minute, and you’ll be offered a free consultation. WiserAdvisor is America’s oldest and largest independent network of prescreened financial advisors.

This has the potential to be hugely beneficial: Take a minute to fill out the short questionnaire now.

4. If You’re Looking For A Larger Amount Of Life Insurance Coverage, This Company Offers Coverage Up To $8,000,000 (Protect Your Family)

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

If you’re looking for higher life insurance coverage, coverage ranges from $100,000 to $8,000,000 and you can apply online in 5 minutes with Ladder. Ladder is a company where you can actually lock in your rate. As you age and your health may decline, you’ll get to keep paying that same low premium. Ladder lets you apply online in minutes without leaving your couch and get personalized term life insurance offers based on your needs.

Ladder is 100% digital for coverage up to $3 million in coverage which means no medical exams or filling out paperwork! You’ll simply answer a few health questions as part of the online application. Ladder has has provided over $65 billion in coverage.

Coverage is affordable through Ladder, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes online right now.

Get your free quote from Ladder today and help ensure your family’s financial future is secure.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.

5. Diversify Your Retirement Investments with Gold & Real Estate No Matter The Income Level

Not planning for the future could literally be asking to fail. And nowadays there’s no excuse not to plan ahead with the internet making it easier than ever.

Gold and real estate are some of the best ways to diversify a portfolio, but so many people are missing out because traditional retirements accounts only let someone invest in stocks and bond. Also people make the mistake of thinking they need huge sums of money to invest in these assets. With a self directed Equity Trust IRA (IRA stands for Individual retirement account) anyone can now set up a retirement account that allows them to invest in gold, real estate, and more.

Equity Trust has been in business for more than 45 years, and has over $39 billion in retirement assets under custody and administration. They have over 400 client-focused associates that are there to provide dedicated, personalized service whenever someone needs it.

Simply start by requesting your free self-directed IRA success kit from Equity Trust, it contains useful information. Then (or whenever you’re ready), set up a free no obligation phone call with one of the Equity Trust associates that can help you set up your Equity Trust IRA account if you choose to do so.

6. Your Homeowners Insurance Bill Is Probably Too High, Here’s How To Check If You Could Save A Lot

When was the last time you checked your homeowners or auto insurance rate? Don’t you hate being ripped off! Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. You may be able to save up to $950 with the company below.

With Liberty Mutual, you could customize your car and home insurance to save $950. It takes just a couple of minutes to check your rate.

You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.

Whether you’re looking for a better rate on home or auto insurance (or both), get a quote right now.

7. Help Protect Your Dog Or Cat With Pet Insurance

We love our dogs and cats and want the best for them. We know that talking care of them can be expensive, and vet bills can add to that expense. Did you know that insurance company Lemonade now offers pet insurance for cats and dogs?

Lemonade offers a digital experience that allows users to get coverage in seconds and have their claims approved in minutes. Lemonade has a 4.9 star rating out of 5 stars in the App Store. The company also offers multiple discounts for policyholders, including a 10% bundle discount, 5% multi-pet discount, and a 5% discount for paying annually.

Coverage includes: wellness exams, diagnostics, procedures, medication, vaccines, blood tests, heartworm test, routine dental cleaning, fecal or internal parasite test, and flea/tick or heartworm medication.

Things like your pet’s age and breed (among other things) can affect the cost of pet insurance. Get a free pet insurance quote for your cat or dog now.