It’s been a crazy past few years for homeowners across the country.

Here are 6 no nonsense items listed below that could help a lot of people.

1. Prepare For Life After Work: Take The Retirement Quiz

Are you ready for retirement or are you currently retired? Do you have enough cash to last during retirement? Making the right investments? Tax & estate planning? 401ks and IRAs? And so much more.

A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms to cater to anyone’s financial situation. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.

Start by taking the retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.

If you have a portfolio value of over $50,000 why not try it? Take the retirement quiz right here.

2. Get Up To $500k Cash For Your Home, Without Having To Move (This is not a loan and has no monthly payments!)

Your home is extremely valuable but it’s hard to access that value unless you sell. Pulling cash out of your home could do things like help you pay off debt or fund home renovations. But depending on how you do it, it could also add extra debt while increasing your monthly payments or interest.

Unlock Technologies might be the solution you’ve been looking for. Unlock may invest in your home, giving you cash today, in exchange for a percentage share in your home’s future value, allowing you to cash in on your home’s equity and take advantage of the home equity boom without needing to move. If you qualify, Unlock will give you up to $500k of your home’s value for a percentage of your homes future value. Unlike a loan, there’s no monthly payments.

Get your no obligation cash offer estimate in 3 steps taking less than 60 seconds. Unlock has helped over 10,000 homeowners, and has a 4.7 out of 5 TrustPilot score, and A+ rating with the BBB.

Unlock might be a great home equity loan alternative. So what’s the catch? There’s no catch, really. In exchange for its investment, Unlock will share in a portion of your homes future value. If you decide you want to stay longer than 10 years, you can settle the agreement at the end of the term without moving out.

Get an estimate of how much cash you could get now in just 60 seconds. Find out if you qualify right here. Just enter your address and some basic information to get your cash offer. In most cases, you can use the money however you’d like. Home improvements, retirement funds, tuition, debt elimination, it’s up to you.

3. Many Homeowners are Business Owners: Get Funding Of Up To $5,000,000 To Take Your Company To The Next Level (Must Have Over $50,000 In Annual Revenue & Been In Business At Least 1 Year)

Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses can make use of extra cash to grow and make more money. It’s good to have extra cash you can access any time needed.

It takes just 2 minutes with Fundera to check how much you can get. What do you have to lose by simply checking? Nothing! But there’s a lot to potentially gain.

If your company is incorporated as a corporation or is an LLC with over $50,000 in yearly revenue and have been in business for at least 1 year, you’ve got a great chance of getting funding with Fundera right now.

Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.

Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

4. You Could Get $26,000 – $250,000* Cash Using Your Home Equity

If you’re in need of cash to do something like consolidating debt, making an improvement to your home or making a large purchase, you could use your home to get a home equity line of credit instead of using a high interest credit card or other higher interest loans. You could use the cash for almost anything and potentially save money in interest payments.

Check your rates now right here with Upstart Mortgage in minutes and find out how much cash you might be able to receive (loans range from $26,000 – $250,000*).

A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.

Upstart Mortgage could help you get the cash you need quickly using a home equity line of credit.

*Upstart Mortgage offers HELOCs from $26K-$250K. The exact amount you may borrow depends on what you qualify for based on your application information.
All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873.

5. A Cash-out Refinance Could Turn Some Of Your Home Equity Into Cash

If you have equity in your home, an option to get cash could be a Cash-Out Refinance. Use the cash for virtually anything you want like paying off higher interest debt.

A Cash-out refinance replaces your current home loan with a new bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash. The cash you get can go toward virtually anything you want, such as home improvements, paying off debt or other purposes you have.

But be careful not to replace your current mortgage with a higher interest mortgage, unless you might have good reason to do so.

With New American Funding, you can check your mortgage Cash-Out refinance rates in just a few clicks!

New American Funding has funded $60 billions in home loans since 2010. You’ll need a credit score of 620 or higher to get approved with New American Funding.

Find out how much cash you might be able to get from New American Funding now right here!

New American Funding: NMLS#6606

6. Protect Your Family With An Extra $2,000,000 Life Insurance Policy

Make sure to try this because it’s one of the most important things you can do for the protection of your family. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 could go a very long way for anyone.

It takes just a few minutes with Ethos to get a free life insurance quote and check your rates. $500,000 in coverage starts at just $1 a day.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.