6 Money Moves For Homeowners In Any Economy

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Home prices couldn’t go up forever, but the good news for homeowners that have owned there home for a while is there home has likely still increased in value.

And those that might have bought a home in the last couple years, you hopefully have a home you love regardless of market conditions.

All this being said, below are 6 money moves homeowners can make in any economy.

1. Get A Cash Offer For Your Home In 3 Minutes (Without A Real Estate Agent)

two men on ladders working outside a purple house

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Regardless of market conditions, you might still want to sell your home and not want to deal with a real estate agent. Maybe you’re curious about how much money you can get. Maybe you want to downgrade or upgrade. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?

Offerpad could give you a competitive cash offer right now. All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.

2. Get A Top Financial Advisor To Help You Manage Your Money

woman and kid in home office

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Now might be one of the best times to get on top of your finances with the economy being on a wild ride.

A profession could potentially do wonders for your financial future. If you have a portfolio size of over $50,000 (could be a combination of cash, stock, or other assets) getting a second opinion from a pro certainly can’t hurt and right now a free consultation is offered from Wiser Advisor. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, Wiser Advisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a few minutes, and in many cases you’ll be offered a free consultation.

Nothing to lose, lots to potentially gain: Take a minute and check it out right now.

3. Help Protect Your Your Family By Leaving Them Up To $8,000,000 By Doing This Below

women smiling

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We hate to think about it, but who would make the mortgage and bill payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Plus, with Ladder, you can actually lock in your rate. As you age and your health declines, you’ll get to keep paying that same low premium.

Ladder offer’s term life insurance policies starting from as little as $4.95 a month, and you can complete the company’s application in 5 minutes. Ladder is 100% digital for coverage up to $3 million which means no medical exams or filling out paperwork! You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ladder today and help ensure your family’s financial future is secure.

$4.95/month pricing is based on 20-year-old female, preferred plus rating with a 10 year term and $100,000 in coverage.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.

4. You Might Be Able To Save $947 a Year on Your Home & Auto Insurance Bill

house in the suburbs

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When was the last time you checked your homeowners or auto insurance rate? Don’t you hate being ripped off! Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. You may be able to save up to $947 a year with the company below.

With Liberty Mutual, you could customize your car and home insurance to save $947 a year. It takes just a couple of minutes to check your rate.

You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.

Whether you’re looking for a better rate on home or auto insurance (or both), get a quote right now.

5. Use This Real Estate Platform To Generate Passive Income If You’re An Accredited Investor

multifamily apartment complex

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Are you an accredited investor? An accredited investor meets one of the following three requirements: 1) Has an annual income of at least $200,000, or $300,000 if combined with a spouse’s income; 2) Holds a valid Series 7, 65, or 82 license; 3) Has a net worth of $1 million or more, excluding the value of a primary residence.

If you’re an accredited investor, Trion Properties offers the potential to generate passive income from its high yielding multifamily investment fund.

Sign up in 2 easy steps:

  • If you would like full access to the current investment offerings on the Trion Investment Platform, provide your name and email, and a member of the Trion team will reach out and answer any questions you may have.
  • Registering enables accredited investors to invest, if and when they choose. There is no enrollment fee or obligation to invest, nor will any of your personal information be shared.

Trion Properties specialize in value-add projects by acquiring underutilized assets in improving areas and transform them into modern, attractive, and affordable places to live. Through extensive renovations and hands-on management, their team optimizes net operating income (NOI) and adds economic value to each investment. Trion purchases primarily in high-growth southeast and western states.

Trion Properties rigorous investment approach helps them meet their long-term objective of delivering outsized returns without taking outsized risks. Since its inception in 2005, Trion Properties has generated an average internal rate of return (IRR) in excess of 25%.

You can sign up here in under 60 seconds.

6. This Might Sound Silly, But Art Might Be A Hugely Helpful Asset

money artwork

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When you think about investing you probably think about stocks and real estate. You might think that investing in fine art by the likes of Banksy and Andy Warhol is only an option for the ultra-rich. But not anymore.

Masterworks is an investment platform designed specifically for investing in contemporary artwork.

Why? Because, like a fine wine, a piece of fine art can get better — and more valuable — with time.

And maybe because, between 1995 and 2020, contemporary art has outperformed the S&P 500 by 174% — that’s nearly three times the returns — according to the Citi Global Art Market chart.

Masterworks is one of the first art investment platforms, and it’s available by invite only. (Don’t worry; we got you an invitation! skip the waitlist and sign up with Masterworks today) It lets you bypass the hard parts of art collecting, so you can just enjoy the rewards.

Here’s how it works:

  • The Masterworks research team watches the art markets to discover which types of works are going up in value.
  • Then it sends out an acquisition team to snatch up a piece and offers shares to member investors.
  • You select shares to buy (with no minimum investment), and Masterworks uses its proprietary data to help you tailor your portfolio based on your financial goals.
  • You can earn money by selling your shares to other Masterworks users, or hold onto them and earn your share of the proceeds when Masterworks sells the piece.