Every person has an opinion on where the housing market is headed next. Up or down or sideways, it’s usually a great thing when you’re a homeowner in a home you love.

Almost any homeowner could find something that could potentially benefit them if used right from this list of 8 top moves:

1. Get A Top Financial Advisor To Help You Manage Your Finances (And Get Help Reaching Your Goals)

There is no better time to plan for your financial future and retirement than right now (especially with the current economy).

A professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, Wiser Advisor. You fill out a short questionnaire (takes about 1 minute to complete) and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a few minutes, and in most cases you’ll be offered a free consultation. WiserAdvisor is America’s oldest and largest independent network of prescreened financial advisors.

Lots to potentially gain: Take a minute and check it out right now.

2. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer)

No one can predict tomorrow. We hate to think about it, but who would make the mortgage payments or take care of the home if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance quote and policy.

Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

For around $1/day, you can get $250,000 in term coverage through Ethos and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

*Sample quote based on 20 yr term for a 40 year old healthy non-smoking male

3. Get A Cash Offer For Your Home In 3 Minutes (Without A Real Estate Agent)

Thinking about upgrading or downsizing? Why wait. Maybe you’re just curious about how much money you can get for your home or want to move. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?

Offerpad could give you a competitive cash offer right now. Offerpad is only available in Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Missouri, Nevada, North Carolina, and Texas.

All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.

4. Find Out If You Could Lower Your Mortgage Payments or Take Cash Out

If you own a home, your mortgage is likely your biggest expense, so wouldn’t it be nice if you could save on your existing mortgage or get better terms.

By refinancing your mortgage, you could potentially save thousands of dollars each year on your home payments and/or get better terms. You could also potentially get cash out with a cashout refi. A mortgage refinance just means you replace your current mortgage with a new mortgage that hopefully serves you better, and the folks at OneTrust Home Loans could help you figure out if it’s beneficial for you in a few minutes.

OneTrust Home Loans is a mortgage company that has mortgage specialists across the United States. It made the Inc. 5000 list of fastest growing companies.

Mortgage rates have been increasing for months. Unpredictability with today’s refinance rates means this might be the “last call” for lower payments for a while. Find out how much you could save today.

Here’s how to set up a free no obligation phone call with a mortgage specialist at OneTrust Home Loans:

• Enter your name, phone number, email and state your home is located, on this page, and you’re set!
• OneTrust Home Loans will send you information and schedule a call that works best on your time.

5. Use This Free Service To Get A Pro To Look Over or Help You Build Your Retirement and Money Plan

You might think you’ve got everything it all figured out. And you might be doing a great job with your finances. But what if there are other investment opportunities you don’t know about, or tax savings you’re not aware of? What if you could benefit from better retirement planning?

A registered financial advisor (that is legally bound to work in your best interest) could point these things out to you, and you can now even get a free consultation with one. If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds, or other assets) this free service will instantly match you in less than 60 seconds with up to three fiduciary financial advisers.

There’s no obligation to sign up with anyone, so take advantage of the free consultation to learn more. Maybe you’ll find a financial advisor you really like or at the very least you might learn something you didn’t know.

Just answer a few questions and instantly get matched now in under 1 minute.

6. Use Your Home To Borrow Money At A Lower Interest Rate With This Move

If you want cash to do something like pay off debt, make a home improvement or make any other kind of purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

7. Get A $250,000 Life Insurance Policy For As little As A $1 A Day

This article is going to bring life insurance up again because no one likes to talk about death, and no one likes to add another monthly bill to their plate. But the truth is you likely love your family more than anything, doesn’t $1 a day seem like a small price to help protect them? It’s so important to also get life insurance earlier than later, because life insurance gets more expensive as you get older.

Life insurance is easy, and affordable with this company, they let you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000.

You’ll simply answer a few health questions as part of the online application. You can likely complete it in less than 5 minutes.

For around $1/day, you can get $250,000 in term coverage through this company and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.

Get your free quote today and help ensure your family’s financial future is secure.

*Sample quote based on 20 yr term for a 40 year old healthy non-smoking male

8. Get Help Navigating Investing, Budgeting, Retirement Planning And More

There are so many investment choices, and retirement account decisions to choose from. How much of your budget should go where? These are all things a professional advisor could help you with whenever you should need it.

This is another reminder, that if you have a portfolio value of over $50,000 (it could be a combination of cash, stock, or other assets) this free service has been helping people like you match with financial advisers since 1998, all legally bound to work in your best interests.

Just answer a few questions in under 1 minute and instantly get matched, remember there’s no obligation to sign up with anyone, so take advantage of the free consultation, at the very least you might learn something that could possibly benefit you greatly.