Here Are 4 Homeowner Moves To Make While Home Prices Are Sky High
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(We’ve updated this article to 4 top moves for homeowners.)
Home prices have skyrocketed. It’s not uncommon to have multiple bids on a home on the first day it hits the market, with offers coming in above the asking price.
With interest rates so low, existing homeowners are flocking to refinance their homes and take advantage while they still can.
So how do you take advantage of all this as a homeowner? Keep reading to find out.
1. Find Out How Much You Might Get For Your Home In Just 3 Minutes
You probably have at least considered putting your home on the market. But did you know there’s a way you might receive a cash offer within 24 hours without any broker, or any showings?
Offerpad will carefully evaluate your home with local market expertise, and could give you a competitive cash offer within 24 hours. All you need to do is fill out a short 3-minute questionnaire.
If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.
Find out what your home’s cash offer is in 3 minutes right now.
2. Refinance Your Mortgage While Interest Rates Are Around All-Time Lows
Interest rates won’t stay this low forever, which is why it’s important to take advantage and use it to your advantage while you can.
By refinancing, (depending on your mortgage size) you could potentially save thousands of dollars each year on your home payments. Here’s how it works — you find a new home loan that, ideally, has a lower interest rate and better terms, and then use it to replace your current home loan. Sounds simple enough, right?
Because it is. And with LoanDepot, you can check your mortgage refinance rates in just a few clicks!
LoanDepot is the official mortgage provider and proud partner of Major League Baseball.
LoanDepot has funded more than $100 billion in loans since 2010. Their licensed lending officers are held by a strict no steering policy and are not incentivized to sell one loan over another.
After you refinance with LoanDepot once, they’ll waive the lender fees and reimburse appraisal fees on any future refinance with LoanDepot.
Check your mortgage refinance rate from LoanDepot now right here and find out how much you could be saving on your house!
3. Protect Your Home & Your Family By Leaving Them Up To $1,500,000
We hate to think about it, but who would make the mortgage payments if something were to happen to you? One of the smartest moves you can make is to protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is a must.
The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.
Plus, with Bestow, you can actually lock in your rate. As you age and your health declines, you’ll get to keep paying that same low premium.
Bestow’s policies start from as little as $16 a month, and you can get a quote in 60 seconds — without providing a medical exam or filling out paperwork!
And with coverage of up to $1.5 million, you can leave your family with a significant amount of money after you pass.
Get your free quote from Bestow today and make sure your family’s future is secure.
4. Your Homeowners and/or Auto Insurance Bills Are Probably Too High, Here’s How You Might Reduce It In Minutes
When was the last time you checked your homeowner insurance rate? Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. You may be able to save up to $947 a year.
With Liberty Mutual, you could customize your car and home insurance to save $947 a year. It takes just a couple of minutes to check your rate.
You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.
Whether you’re looking for a better rate on home or auto insurance (or both), get a quote right now