Your 30s is an exciting time. You’ve got the world in the palm of your hand.

Wherever you’re now, you have time to make things even better. The power is in your hands.

Here’s 5 things that could be a game changer.

1.Protect Your Family With Up To A 3,000,000 Life Insurance Policy (This Is A Must & As Low As $1 A Day!)

What would happen if something were to happen to you? If there’s one thing on your list of things to do today, do this. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate in your 30s as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

2. Get Up to $5,000,000 In Funding For Your Company & Make More Money (Must Have Over $50,000 In Annual Revenue & Been In Business At Least 1 Year)

For business owners, having lots of funding available can mean the difference between success and failure, between growing and staying stagnant.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a great chance of getting funding. It takes just 2 minutes (with no impact to your credit score) to check how much cash you can get with Fundera by Nerdwallet right now. Just enter some basic info about your company and get up to 20 funding options. It has a 4.5 out of 5 star rating on Trustpilot, which is an excellent rating.

Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use.

This can make all the difference.

See all your business funding options now. Find out right now how much funding Fundera might get your business.

3. Get Up To $250,000* Cash If You’re A Homeowner, Instead Of Using A Credit Card Or High Interest Loans

If you’re in need of cash to do something like consolidating debt, making an improvement to your home or making a large purchase, you could use your home to get a home equity line of credit instead of using a high interest credit card or other higher interest loans. You could use the cash for almost anything and potentially save money in interest payments.

Check your rates now right here with Upstart in minutes and find out how much cash you might be able to receive (loans range from $26,000 – $250,000*).

A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.

Upstart could help you get the cash you need quickly using a home equity line of credit. Check right here.

*Upstart Mortgage offers HELOCs from $26K-$250K. The exact amount you may borrow depends on what you qualify for based on your application information.
All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873.

4. Get The Free Banking & Accounting Software Built For Business Owners, Freelancers, And Those With Side Hustles

Managing your finances can be a big task when you are your own boss. Fortunately, there’s a company that has built an all-in-one banking solution for the self-employed. Found offers an online bank account, along with bookkeeping, taxes, and other financial tools, to help self-employed individuals grow their businesses. It’s free to sign up, with no credit check, no minimum balance, and no required monthly fees. Deposits are insured up to $250K through their banking partner, Piermont Bank.

• Business bank account, debit card, no credit check, no minimum balance, and no required monthly fees. Free to sign up.
• Banking, taxes, bookkeeping – all in one place
• Real-time expense tracking and categorization with easy receipt capture
• Simplify tax season with automated tax saving, write-off tracking, and the option to pay taxes directly from Found (Schedule C filers only)
• Customize and send professional invoices in seconds for free
• Integrates with popular business apps, including Quickbooks, PayPal, and Stripe
• Sign up in minutes. No credit check. No minimum balance and no required monthly fees.

Ready to take your self employed banking to the next level? Sign up for an account here for free in under 5 minutes.

Disclaimer: Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. Found’s core features are free. Found also offers an optional paid product, Found Plus for $19.99 / month or $149.99 / year.

5. Get The Tax-Advantaged Way to Invest in Crypto for Retirement

If you’re bullish on crypto and thinking long-term, BitIRA offers a smart way to add digital assets to your retirement portfolio. With a self-directed crypto IRA, you can invest in popular cryptocurrencies like Bitcoin, Ethereum, and more — all while enjoying the tax benefits of a traditional or Roth IRA.

Security is a top priority. BitIRA provides end-to-end encryption, cold storage, and insured custody through regulated custodians. It’s also fully IRS-compliant, so you don’t have to worry about the legal or technical headaches of managing crypto in your retirement account.

In a time of inflation and market uncertainty, crypto offers an alternative growth path — and BitIRA makes it easier than ever to access it with confidence.

If you have over $10,000 in a bank account or retirement account, you may qualify for a free guide and a no-obligation consultation — learn more right here.