6 Online Shopping Hacks People Mistakenly Don’t Take Advantage Of (That You Wouldn’t Have Thought Of)
It’s our mission to make money matters a little less insane. We provide financial editorial content free for all and are supported by affiliate partners included in this post which earns us a commission. We hope you enjoy our content and subscribe to our newsletter.
We spend a heck of a lot of time online, and every company is trying to sell us something all the time.
So how do we know whats worthwhile and what’s not? Well it’s always best to do your homework. Below are 6 things you may not have thought about doing online, but you can do them all online very easily and they could be a big help for your wallet! We hope so!
1. Help Protect Your Family By Leaving Them With Up To $2,000,000 By Shopping For Life Insurance Right Now (This Should Be A No Brainer & Can Be Done Online Right Now)
We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.
The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.
Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000 and may cost as little as the price of a few coffees each month.
You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.
For around $1/day, you can get $250,000 in term coverage from Ethos and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.
Get your free quote from Ethos today and help ensure your family’s financial future is secure.
2. Shop For A Lower Interest Rate Using Your Home (Instead of Paying Sky High Credit Card Interest)
If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.
Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.
A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.
LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.
3. Take This Online Money Quiz That Could Tell You Ways To Save, Invest, or Make Money
Wouldn’t it be great to just answer a few questions, and get some ideas on ways to save, make, or invest money.
Well now you can do just that with the VOICED Market money quiz, just answer a few questions and get up to 10 money quiz results.
After you answer a few questions, confirm your email address to create your account, boom your money quiz results will appear.
But VOICED Market is much more than that, it’s a new shopping platform that will show you deals from top brands on everything from loans and insurance, to clothing, groceries, travel, and more.
Once you’ve confirmed your email so that your account is created, it will update your dashboard with new deals and alert you to them. Learn about new exclusive deals, and more without having to do anything.
4. Shop For A Top Financial Advisor To Help You Manage Your Money In A Couple Minutes (And Set You Up For Retirement)
There is no better time to plan for your financial future and retirement than right now (especially with the current economy).
A professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stock, or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.
These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.
The process only takes a few minutes, and in many cases you’ll be offered a free consultation.
Nothing to lose, lots to potentially gain: Take a minute and check it out right now.
5. Get A Cash Offer For Your Home In 3 Minutes (Without A Real Estate Agent & All Online Now)
Thinking about upgrading or downsizing? Why wait. Maybe you’re just curious about how much money you can get for your home or want to move. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?
Offerpad could give you a competitive cash offer right now. Offerpad is only available in Alabama, Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Missouri, Nevada, North Carolina, Ohio, South Carolina, Tennessee, and Texas.
All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.
If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.
Find out what your home’s cash offer is in 3 minutes right now.
6. Get Up To $500,000 For Your Home Without Moving (Without Getting A Monthly Bill, This Is Not A Loan)
Interests rates are higher than they’ve been in years. You might want to access a large sum of cash right now, but don’t want to take out a loan. If you’re a homeowner, your home is extremely valuable but it’s hard to access that value unless you sell. But now, there is a way to take advantage of being a homeowner to access up to $500,000.00 and avoid having to borrow money at a high interest rate and without selling your home.
Unison might be the solution you’ve been looking for, but is only available in the following states: Arizona, California, Colorado, Delaware, Florida, Indiana, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina,Tennessee, Utah, Virginia, Washington, District of Columbia / Washington D.C., Wisconsin.
Unison can invest in your home, giving you cash today, in exchange for a percentage share in your home’s future appreciation, allowing you to get cash you need without needing to pay monthly loan bills. If you qualify, Unison will give you up to $500k or 17.5% of your home’s value. Unlike a loan, there’s no interest, no monthly payments, and no debt.
So what’s the catch? There’s no catch, really. In exchange for its investment, Unison will share in the profit or loss when you finally decide to sell your home and move out (up to 30 years later). If you decide you want to stay longer than 30 years, you can settle the agreement at the end of the term without moving out.
Here’s how it works on the Unison website: After confirming your home is pre-approved by simply entering your address, you’ll need to fill out a quick and easy form with some info and a credit check, typically completed in just a few minutes or less.
Get an estimate of how much cash you could get now in just a few minutes. Find out if you qualify right here. Apply and speak to one of Unisons specialists. In most cases, you can use the money however you’d like. Home improvements, retirement funds, tuition, debt elimination, it’s up to you.
7. Get Yourself A Retirement Account With Unlimited Potential (And Set Yourself Up For Retirement)
There is no better time to plan for you financial future than right now (especially with the current economy).
Did you know that most retirement accounts only let you invest in stocks, bonds, and mutual funds?
Well you don’t need to be limited anymore. With a self directed Equity Trust IRA you can now turn your retirement account up a notch by investing in private markets investments like real estate, promissory notes, private equity, precious metals, digital assets, and more!
Discover your potential as an investor by maximizing the power and possibilities of your retirement account.
Equity Trust has been in business for more than 45 years, and has over $41 billion in retirement assets under custody and administration. They have over 400 client-focused associates that are there to provide dedicated, personalized service.
Nothing to lose, lots to potentially gain: Request your free self-directed IRA success kit from Equity Trust and learn how to jump-start your wealth building. Then set up a free no obligation 15 minute phone call with one of the Equity Trust associates to learn more.