4 Ideas To Know About When The Portfolio Hits $50,000 Or More


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Reaching a portfolio value of $50,000 or more is a significant financial milestone, and it signals a level of accomplishment that many investors aspire to achieve. It’s a point where you now have even more opportunities to optimize your wealth-building strategies.

In this article, we will delve into 4 exciting ideas to consider when your portfolio reaches the $50,000 or more mark. Whether your goal is to protect your gains, diversify further, or explore innovative investment avenues, these ideas will provide you with valuable insights to make informed decisions and continue your journey towards financial success.

1. Get A Top Financial Advisor To Help You Reach Your Money Goals (This Is Not Just For Wealthy People)

father and son hug by the water


There is no better time to plan for your financial future than today.

And a professional money manager/advisor could do wonders for your financial and retirement future. Getting a second opinion from a pro certainly can’t hurt. A financial advisor could help you create long-term strategies for building wealth and managing risk.

If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes about a minute, and you’ll be offered a free consultation. WiserAdvisor is an independent matching service that helps individuals find the best financial advisor for their unique needs. They have successfully helped over 100,000+ individuals like you find their ideal financial advisor since 1998.

The best advisors will work with you, as a partner, to make a game plan that puts you on track to achieve your financial goals and retirement dreams.

This has the potential to be hugely beneficial: Take a minute to fill out the short questionnaire now.

2. Diversify Your Retirement Investments with Gold & Real Estate No Matter The Income Level

paperbag money house


Not planning for the future could literally be asking to fail. And nowadays there’s no excuse not to plan ahead with the internet making it easier than ever.

Gold and real estate are some of the best ways to diversify a portfolio, but so many people are missing out because traditional retirements accounts only let someone invest in stocks and bond. Also people make the mistake of thinking they need huge sums of money to invest in these assets. With a self directed Equity Trust IRA (IRA stands for Individual retirement account) anyone can now set up a retirement account that allows them to invest in gold, real estate, and more.

Equity Trust has been in business for more than 45 years, and has over $39 billion in retirement assets under custody and administration. They have over 400 client-focused associates that are there to provide dedicated, personalized service whenever someone needs it.

Simply start by requesting your free self-directed IRA success kit from Equity Trust, it contains useful information. Then (or whenever you’re ready), set up a free no obligation phone call with one of the Equity Trust associates that can help you set up your Equity Trust IRA account if you choose to do so.

3. Use Your Home To Avoid Sky High Interest Rates When Money Is Needed

brown and white concrete house

Abbilyn Zavgorodniaia on Unsplash

If you need more cash and don’t want to use your portfolio or credit cards, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments. Rates start at 6.99%

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

4. Leave Your Family With Up To $8,000,000 To Make Sure They’re Taken Care Of

man and daughter


We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

If you’re looking for life insurance coverage, coverage ranges from $100,000 to $8,000,000 and you can apply online in 5 minutes with Ladder. Ladder is a company where you can actually lock in your rate. As you age and your health may decline, you’ll get to keep paying that same low premium. Ladder lets you apply online in minutes without leaving your couch and get personalized term life insurance offers based on your needs.

Ladder is 100% digital for coverage up to $3 million in coverage which means no medical exams or filling out paperwork! You’ll simply answer a few health questions as part of the online application. Ladder has has provided over $65 billion in coverage.

Term life insurance policies go higher or lower depending on factors like age, health and coverage amount.

Get your free quote from Ladder today and help ensure your family’s financial future is secure.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.